6949 Plaza Ter, Lucerne, CA 95458 Property Records

Lake County property record for 6949 Plaza Ter, Lucerne, CA 95458

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,142 sqft · built 1984
Lot Size	0.37 acres (16,117 sqft)
Owner	Trust Name on File
Tax Bill	$1,790 (2026)
Deeds & Mortgages	Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`006-393-090-000`

Property Details

APN / Parcel Number

Primary APN	`006-393-090-000`
Alternative APN	`006-393-09`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,142 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Steel Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	006-393-09
Street Address	6949 PLAZA TER
City	LUCERNE
State	CA
Zip	95458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LUCERNE RIVIERA
Legal Block	2
Legal Lot Number	267
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	2
Census Block	2037
Census Tract	501

Owner

6949 Plaza Ter is owner-occupied and held in a trust since February 2018.

Source: Lake County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 1806, LUCERNE, CA 95458-1806
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 5, 2018
Transfer Doc	0000001841
Record Updated	Oct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Feb 20, 2018
Property Address	6949 PLAZA CT, LUCERNE, CA 95458
Document Number	0000001841
Instrument Date	Feb 5, 2018
Instrument	1841
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 491 LUCERNE CA 954580491, LUCERNE, CA 95458-0491

Tax Assessment & Valuation

The 2026 property tax bill for 6949 Plaza Ter was $1,790 with a homeowner's exemption, up 17% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,790.00 (+16.99%) Homeowner's exemption	$131,237 (+2%) Land $32,472 Building $98,765
2025	$1,530.00 Homeowner's exemption	$128,665 Land $31,836 Building $96,829
2023	$1,342.00 (-24.01%) Homeowner's exemption	$123,670 Land $30,600 Building $93,070
2022	$1,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6949 Plaza Ter in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	38 (1983–2017)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6949 Plaza Ter is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005
Water Source	Surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plaza Ter

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