6948 Plaza Ter, Lucerne, CA 95458 Property Records

Lake County property record for 6948 Plaza Ter, Lucerne, CA 95458 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1972
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Mar 2025)
Tax Bill$3,511 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN006-392-200-000

Property Details

APN / Parcel Number

Primary APN006-392-200-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area888 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2000
Construction TypeWood
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address6948 PLAZA TER
CityLUCERNE
StateCA
Zip95458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLUCERNE RIVIERA
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2045
Census Tract501

Owner

Source: Lake County records · APN 006-392-200-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 326, LUCERNE, CA 95458-0326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Grant Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 30, 2018Quit Claim Deed, Transfer · Line of Credit
REDWOOD CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2025 · Amount on Record
Deed SaleMar 19, 2025 · Amount on Record
Prior SaleDec 15, 2021 · Amount on Record
Deed Document Number2025002500
Record UpdatedJun 08, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateDec 15, 2021
Property Address6948 PLAZA TER, LUCERNE, CA 95458
Document Number0000020916
Map ReferenceMB 7 PG 46-49
Instrument DateDec 09, 2021
Instrument2021020916
Transaction TypeTransfer
Record UpdatedMar 18, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6948 PLAZA TER, LUCERNE, CA 95458

Mortgage

Document Number0000020917
DateDec 15, 2021
Instrument2021020917
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE CA
Recording DateMar 30, 2018
Property Address6948 PLAZA TER, LUCERNE, CA 95458
Document Number0000004042
Instrument DateMar 28, 2018
Instrument4042
Transaction TypeTransfer
Record UpdatedMay 11, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address11051 MID MOUNTAIN RD POTTER VALLEY CA 954699706, POTTER VALLEY, CA 95469-9706

Mortgage

Document Number4043
DateMar 30, 2018
Instrument4043
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,511.00 (+2.3%) Homeowner's exemption$321,545 (+4.04%) Land $42,448 Building $279,097
2023$3,432.00 (+0.91%)$309,060 Land $40,800 Building $268,260
2022$3,401.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 89% of the US · above 70% of California
Wildfire LikelihoodAbout 1 in 120 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Plaza Ter

Nearby Streets

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