6984 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6984 Big Bend Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,596 sqft Living Area
Lot Size	43,777 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$25,000 (2003)
Tax Bill	$3,594.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`18-26-32-2599-0001-0520`
Alternative APNs	`263218259900010520` `103069`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,596 sqft Living Area
Gross Area	3,244 sqft Gross Area
1st Floor	2,596 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,777 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	32 sqft Pool
Shed	1 Shed
Shed Area	640 sqft Shed
Deck Area	192 sqft Deck
Porch Area	186 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	6984 BIG BEND DR
City	SAINT CLOUD
State	FL
Zip	34771-7323
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 52
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UNIT 3
Legal Tract	2599
Legal Block	520
Legal Lot Number	52
Legal Unit	H
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records · APN 18-26-32-2599-0001-0520

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6984 BIG BEND DR, SAINT CLOUD, FL 34771-7323
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2003 · Amount on Record
Deed Sale	Dec 16, 2003 · Amount on Record
Deed Book / Page	2405 / 2087
Last Transfer Date	Dec 01, 2009
Transfer Doc	0039611050
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6984 BIG BEND DR, SAINT CLOUD, FL 34771-7323
Transaction Type	Mortgage
Record Updated	Jul 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6984 BIG BEND DR, SAINT CLOUD, FL 34771-7323

Mortgage

Document Number	0059800026
Date	Jun 14, 2021
Book Page	5980/26
Instrument	2021091839

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,782.00 (+5.23%) Homeowner's exemption	$262,393 (+5.99%)	$520,500 (+3.11%) Land $108,000 Building $412,500
2024	$3,594.00 (+2.16%)
2023	$3,518.00 (+4.27%) Homeowner's exemption	$247,572 (+3%)	$504,800 (+19.31%) Land $85,000 Building $419,800
2022	$3,374.00 Homeowner's exemption	$240,362	$423,100 Land $68,000 Building $355,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 176 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.