6995 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6995 Big Bend Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,321 sqft · built 2014
Lot Size	1 acres (43,734 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2021)
Tax Bill	$6,477 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`103110`

Property Details

APN / Parcel Number

Primary APN	`103110`
Alternative APN	`182632259900010930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,321 sqft Heated Area
Gross Area	2,891 sqft
1st Floor Area	2,321 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,734 sqft (1 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	10 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	103110
Street Address	6995 BIG BEND DR
City	SAINT CLOUD
State	FL
Zip	34771-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 93 07/26/32
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 3
Legal Tract	2599
Legal Block	1
Legal Lot Number	7,93
Legal Unit	H
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records · APN 103110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6995 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Dec 10, 2014 · Amount on Record
Deed Document Number	2021141654
Deed Book / Page	6042 / 72
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 13, 2021
Property Address	6995 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Document Number	0060420072
Book / Page	6042 / 72
Map Reference	MB 4 PG 59
Instrument Date	Sep 10, 2021
Instrument	2021141654
Transaction Type	Transfer
Record Updated	Mar 06, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 BEECHWOOD DR, SAINT CLOUD, FL 34772-6901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6989 BIG BEND DR, SAINT CLOUD, FL 34771-7324

Mortgage

Document Number	0000604273
Date	Sep 13, 2021
Instrument	6042/73

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,477.00 (-0.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$461,919 (+2.49%)	$505,200 (+12.09%) Land $108,000 Building $397,200
2023	$6,532.00 (+14.04%)	$450,700 (+22.27%) Land $85,000 Building $365,700	$450,700 (+22.27%) Land $85,000 Building $365,700
2022	$5,728.00	$368,600 Land $68,000 Building $300,600	$368,600 Land $68,000 Building $300,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 192 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force 182 of 192 on primary residences
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023, rainfall accumulation

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 176 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.