6980 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6980 Big Bend Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,568 sqft · built 1991
Lot Size	0.996 acres (43,386 sqft)
Owner	Owner Name on File
Last Sale	$192,500 (Jun 2014)
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103070`

Property Details

APN / Parcel Number

Primary APN	`103070`
Alternative APN	`182632259900010530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,568 sqft Heated Area
Gross Area	2,598 sqft
1st Floor Area	2,208 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,386 sqft (0.996 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	160 sqft
Porch	Enclosed Porch
Porch Area	390 sqft
Patio Area	1,020 sqft
Fence	Fence
Shed	1 Shed
Shed Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	103070
Street Address	6980 BIG BEND DR
City	SAINT CLOUD
State	FL
Zip	34771-7323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 53
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 3
Legal Tract	2599
Legal Block	1
Legal Lot Number	53
Legal Unit	H
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records · APN 103070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	6980 BIG BEND DR, SAINT CLOUD, FL 34771-7323
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Jun 11, 2014 · Amount on Record
Deed Sale	Jun 11, 2014 · Amount on Record
Prior Sale	Jan 07, 2014 · Amount on Record
Deed Document Number	2014082769
Deed Book / Page	4621 / 2000
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6980 BIG BEND DR, SAINT CLOUD, FL 34771-7323
Document Number	0053550734
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6980 BIG BEND DR ST CLOUD FL 347717323, ST CLOUD, FL 34771-7323

Mortgage

Document Number	0053550734
Date	Jun 21, 2018
Book Page	005355/000734
Instrument	96544

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 20, 2043

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,334.00 (+7.83%) Homeowner's exemption	$230,062 (+5.99%)	$400,100 (+4.74%) Land $108,000 Building $292,100
2023	$3,092.00 (+4.46%) Homeowner's exemption	$217,067 (+3%)	$382,000 (+20.81%) Land $85,000 Building $297,000
2022	$2,960.00 Homeowner's exemption	$210,745	$316,200 Land $68,000 Building $248,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 176 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.