6977 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6977 Big Bend Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2006
Square Footage	2,604 sqft Heated Area
Lot Size	46,174 sqft (1.05 acres)
Occupancy	Owner Occupied
Last Sale	$715,000 (2022)
Tax Bill	$8,151.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`103104`
Alternative APN	`182632259900010870`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,604 sqft Heated Area
Gross Area	3,881 sqft Gross Area
1st Floor	2,327 sqft 1st Floor
Upper Floors	277 sqft Upper Floors
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	46,174 sqft (1.05 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	506 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Shed	1 Shed
Shed Area	256 sqft Shed
Deck Area	1,195 sqft Deck
Patio Area	484 sqft Patio
Porch	1 Porch
Porch Area	330 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	103104
Street Address	6977 BIG BEND DR
City	SAINT CLOUD
State	FL
Zip	34771-7324
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 87 07/26/32
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 3
Legal Tract	2599
Legal Block	1
Legal Lot Number	7,87
Legal Unit	H
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records · APN 103104

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6977 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Jun 10, 2004 · Amount on Record
Deed Doc Number	2022166294
Deed Book / Page	6315 / 1732
Record Refreshed	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 16, 2022
Property Address	6977 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Document Number	0063151732
Book / Page	6315 / 1732
Map Reference	MB 4 PG 59-61
Instrument Date	Nov 04, 2022
Instrument	2022166294
Transaction Type	Transfer
Record Updated	Dec 06, 2022
Title Company	INFINITY TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6977 BIG BEND DR, 6977, SAINT CLOUD, FL 34771-7324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6977 BIG BEND DR, SAINT CLOUD, FL 34771-7324

Mortgage

Document Number	0063151734
Date	Nov 16, 2022
Instrument	6315/1734

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,151.00 (+17.35%) Homeowner's exemption	$577,800 (+27.58%) Land $120,500 Building $457,300	$577,800 (+27.58%) Land $120,500 Building $457,300
2023	$6,946.00 (+100.93%)	$452,900 (+83.54%) Land $94,900 Building $358,000	$452,900 (+5.74%) Land $94,900 Building $358,000
2022	$3,457.00 Homeowner's exemption Disabled Person's exemption	$246,752	$428,300 Land $75,900 Building $352,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 218 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.