Osceola County property record for 6983 Big Bend Dr, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,204 sqft · built 2024 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (May 2024) |
| Tax Bill | $7,249 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 18-26-32-2599-0001-0885 |
| Primary APN | 18-26-32-2599-0001-0885 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,204 sqft Living Area |
| Gross Area | 4,169 sqft |
| 1st Floor Area | 2,160 sqft |
| Flooring | Wood |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 70,567 sqft (1.62 acres) |
| Garage Type | Attached |
| Garage Area | 545 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 60 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 308 sqft |
| Deck Area | 877 sqft |
| Heating System | HVAC |
|---|
| Street Address | 6983 BIG BEND DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PGS 59-61 LOT 88 LESS BEG AT NW COR OF LOT 88, S30-00-00E 423.93 FT N60-00-00E 80 FT TO POC, CONC NE, RAD 280.79FT CENT ANG 6 DEG, NELY ALONG CURVE 33.60 FT, N14-18-05W 419.71 FT, S65-30-20W 228.14 FT TO POB |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UNIT 3 |
| Legal Lot Number | 88 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
Source: Osceola County records · APN 18-26-32-2599-0001-0885
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6983 BIG BEND DR, SAINT CLOUD, FL 34771-7324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit MIDWEST REGIONAL BANK |
| Aug 20, 2024 | Deed of Trust, Mortgage · SBA Mortgage MIDWEST REGIONAL BANK |
| May 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2024 · Amount on Record |
| Deed Sale | May 22, 2024 · Amount on Record |
| Deed Document Number | 202467555 |
| Deed Book / Page | 6604 / 2063 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6983 BIG BEND DR, SAINT CLOUD, FL 34771-7324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6983 BIG BEND DR, SAINT CLOUD, FL 34771-7324 |
| Document Number | 0069452659 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 6945/2659 |
| Instrument | 2026041870 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6983 BIG BEND DR, SAINT CLOUD, FL 34771-7324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6983 BIG BEND DR, SAINT CLOUD, FL 34771-7324 |
| Document Number | 0069452673 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 6945/2673 |
| Instrument | 2026041871 |
| Name | MIDWEST REGIONAL BANK |
|---|---|
| Type | Bank |
| Address | FESTUS, MO 63028 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Dec 17, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6983 BIG BEND DR, SAINT CLOUD, FL 34771-7324 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6983 BIG BEND DR, SAINT CLOUD, FL 34771-7324 |
| Document Number | 0066521159 |
|---|---|
| Date | Aug 20, 2024 |
| Book Page | 6652/1159 |
| Instrument | 2024108156 |
| Name | MIDWEST REGIONAL BANK |
|---|---|
| Type | Bank |
| Address | FESTUS, MO 63028 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 76 Months |
| Due | Dec 17, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 22, 2024 |
| Property Address | 6983 BIG BEND DR, SAINT CLOUD, FL 34771-7324 |
| Document Number | 0066042063 |
| Book / Page | 6604 / 2063 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | May 20, 2024 |
| Instrument | 2024067555 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | EQUITY LAND TITLE INC, EQUITY LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5601 WINDHOVER DR, ORLANDO, FL 32819-7936 |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 6483 BIG BENO DRIVE, SAINT CLOUD, FL 34771 |
| Document Number | 2024067556 |
|---|---|
| Date | May 22, 2024 |
| Instrument | 2024067556 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,249.00 (+360.84%) | $512,687 (+715.08%) | $635,400 (+910.17%) Land $79,900 Building $555,500 |
| 2024 | $1,573.00 (+93.24%) | ||
| 2023 | $814.00 (+15.79%) | $62,900 (+25.05%) Land $62,900 | $62,900 (+25.05%) Land $62,900 |
| 2022 | $703.00 | $50,300 Land $50,300 | $50,300 Land $50,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 192 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023, rainfall accumulation |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 218 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures