6976 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6976 Big Bend Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2024
Square Footage3,670 sqft Living Area
Lot Size43,734 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2022)
Tax Bill$1,368.00 (2024)

Property Details

APN / Parcel Number

Primary APN18-26-32-2599-0001-0550
Alternative APNs
  • 263218259900010550
  • 103072

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area3,670 sqft Living Area
Gross Area5,293 sqft Gross Area
1st Floor3,028 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,734 sqft (1 acres)
Garage TypeAttached Garage
Garage Area915 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area156 sqft Pool
Deck Area1,764 sqft Deck
Patio Area600 sqft Patio

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address6976 BIG BEND DR
CitySAINT CLOUD
StateFL
Zip34771-7323
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PGS 59-61 LOT 55
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 3
Legal Tract2599
Legal Block550
Legal Lot Number55
Legal UnitH
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1007
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2599-0001-0550

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1090 DEAN ST, SAINT CLOUD, FL 34771-4808
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 19, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
UNITED WHOLESALE MORTGAGE
Aug 29, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 24, 2022Warranty Deed, Transfer
ATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE & TRUST SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2022 · Amount on Record
Deed SaleMay 24, 2022 · Amount on Record
Prior SaleMay 24, 2022 · Amount on Record
Deed Doc Number202281853
Deed Book / Page6220 / 177
Last Transfer DateAug 22, 2022
Transfer Doc0062762787
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6976 BIG BEND DR, SAINT CLOUD, FL 34771-7323
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6976 BIG BEND DR, SAINT CLOUD, FL 34771-7323

Mortgage

Document Number0068901535
DateDec 08, 2025
Book Page6890/1535
Instrument2025149985
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6976 BIG BEND DR, SAINT CLOUD, FL 34771-7323
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5253 K C DURHAM RD, SAINT CLOUD, FL 34771-9278

Mortgage

Document Number0064270069
DateJun 19, 2023
Book Page6427/69
Instrument2023078956
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term372 Months
DueJun 01, 2054

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 29, 2022
Property Address6976 BIG BEND DR, SAINT CLOUD, FL 34771-7323
Document Number0062762787
Book / Page6276 / 2787
Map ReferenceMB 4 PG 59-61
Instrument DateAug 22, 2022
Instrument2022132031
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1090 DEAN ST, SAINT CLOUD, FL 34771-4808

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2022
Property Address6976 BIG BEND DR, SAINT CLOUD, FL 34771-7323
Document Number0062200152
Book / Page6220 / 152
Map ReferenceMB 4 PG 59-61
Instrument DateMay 20, 2022
Instrument2022081845
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEYS TITLE FUND SERVICES, ATTORNEYS TITLE & TRUST SVCS

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address68 CONDADO AVE #202202, 202202, SAN JUAN XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address7345 INTERNATIONAL PL STE 106, 106, LAKEWOOD RANCH, FL 34240-8468
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,796.00 (+616.08%) Homeowner's exemption Widower's exemption$701,491 (+725.28%)$807,300 (+849.76%) Land $108,000 Building $699,300
2024$1,368.00 (+15.25%)
2023$1,187.00 (+44.58%)$85,000 (+25%) Land $85,000$85,000 (+25%) Land $85,000
2022$821.00$68,000 Land $68,000$68,000 Land $68,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire LikelihoodAbout 1 in 188 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Big Bend Dr

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