6946 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6946 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,120 sqft · built 2007
Owner	Company Name on File
Last Sale	$106,600 (Jan 2008)
Tax Bill	$1,684 (2025)
Deeds & Mortgages	Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0761511432`

Property Details

APN / Parcel Number

Primary APN	`0761511432`
Alternative APN	`U1830209CO000038000020`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,120 sqft Heated Area
1st Floor Area	560 sqft
2nd Floor Area	1,120 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Porch	Open Porch
Porch Area	67 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0761511432
Street Address	6946 TOWERING SPRUCE DR
City	RIVERVIEW
State	FL
Zip	33578-8865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	OAK CREEK PARCEL 2 UNIT 2A LOT 2 BLOCK 38
Legal Range	20E
Legal Township	30S
Legal Section	18
Legal Subdivision	OAK CREEK PARCEL 2 UNIT 2A
Legal Block	38
Legal Lot Number	2
Legal Unit	2A
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	PALM RIVER-GIBSONTON
Census Block Group	3
Census Block	3023
Census Tract	13702

Owner

Source: Hillsborough County records · APN 0761511432

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6946 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2008 · Amount on Record
Deed Sale	Jan 18, 2008 · Amount on Record
Prior Sale	Jan 18, 2008 · Amount on Record
Deed Document Number	0000023129
Deed Book / Page	18389 / 1632
Last Transfer Date	Sep 29, 2023
Transfer Doc	0000435020
Record Updated	Jun 08, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 29, 2023
Property Address	6946 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number	0000435020
Map Reference	MB 113 PG 246
Instrument Date	Sep 28, 2023
Instrument	2023435020
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6946 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6946 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,684.00 (+4.34%) Homeowner's exemption	$75,799 (+5.99%)	$171,540 (+4.81%) Land $17,154 Building $154,386
2023	$1,614.00 (+0.5%) Homeowner's exemption	$71,517 (+3%)	$163,671 (+10.5%) Land $16,367 Building $147,304
2022	$1,606.00 Homeowner's exemption	$69,434	$148,123 Land $14,812 Building $133,311

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570137023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 208 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	208 in force
Nearby Flood Claims	27 (2008–2024)
Claims Outside the SFHA	15 of 27
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 289 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.