6943 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6943 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,176 sqft · built 2007
Lot Size0.025 acres (1,106 sqft)
Owner2 Individual Names on File
Last Sale$217,000 (Dec 2021)
Tax Bill$3,408 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Oct 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN076151-1642

Property Details

APN / Parcel Number

Primary APN076151-1642
Alternative APN
  • U1830209CO000059000050

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,176 sqft Living Area
Gross Area1,268 sqft
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area80 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,106 sqft (0.025 acres)
PorchOpen Porch
Porch Area67 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511642
Street Address6943 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 5 BLOCK 59
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block59
Legal Lot Number5
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6943 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 26, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 26, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jul 19, 2018Warranty Deed, Transfer · Conventional Mortgage
HOME ACCESS FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2021 · Amount on File
Deed SaleDec 29, 2021 · Amount on File
Prior SaleOct 26, 2021 · Amount on File
Deed Document Number2021673148
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 29, 2021
Property Address6943 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000673148
Map ReferenceMB 113 PG 246
Instrument DateDec 17, 2021
Instrument2021673148
Transaction TypeTransfer
Record UpdatedJan 20, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,519.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
Address26820 COUNTY ROAD 448A, MOUNT DORA, FL 32757-9641

Mortgage

Document Number0000673149
DateDec 29, 2021
Instrument2021673149
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJan 1, 2042

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 26, 2021
Property Address6943 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number2021541172
Map ReferenceMB 113 PG 246
Instrument DateOct 25, 2021
Instrument2021541172
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$1,281.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14236 STOCKWELL LN, 14236, RUSKIN, FL 33573-6770

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 26, 2021
Property Address6943 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000541172
Map ReferenceMB 113 PG 246
Instrument DateOct 25, 2021
Instrument2021541172
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$1,281.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14236 STOCKWELL LN, RUSKIN, FL 33573-6770

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 19, 2018
Property Address6943 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0259290414
Book / Page25929 / 0414
Map ReferenceMB 113 PG 246
Instrument DateJul 13, 2018
Instrument2018289786
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$896.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2341 E DEL WEBB BLVD, 2341, SUN CITY CENTER, FL 33573-6973

Transferred To (Grantee/Buyer)

NameVerified Name
Address6943 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number2018289787
DateJul 19, 2018
Instrument2018289787
Lender
NameHOME ACCESS FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,215 (-8.76%) Land $16,422 Building $147,793$164,215 (-8.76%) Land $16,422 Building $147,793
2025$3,408.00 (+7.95%) Homeowner's exemption$179,977 (+4.12%) Land $17,998 Building $161,979$179,977 (+4.12%) Land $17,998 Building $161,979
2023$3,157.00 (-13.25%) Homeowner's exemption$172,853 (+9.82%) Land $17,285 Building $155,568$172,853 (+9.82%) Land $17,285 Building $155,568
2022$3,639.00$157,399 Land $15,740 Building $141,659$157,399 Land $15,740 Building $141,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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