6941 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6941 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,240 sqft · built 2007
Lot Size0.025 acres (1,106 sqft)
OwnerIndividual Name on Record
Last Sale$123,000 (Dec 2016)
Tax Bill$2,295 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2016 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN076151-1644

Property Details

APN / Parcel Number

Primary APN076151-1644
Alternative APN
  • U1830209CO000059000060

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Living Area
Gross Area1,384 sqft
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,106 sqft (0.025 acres)
PorchOpen Porch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511644
Street Address6941 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 6 BLOCK 59
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block59
Legal Lot Number6
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6941 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · FHA Mortgage
EVERETT FINANCIAL INC
Dec 1, 2016Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Dec 1, 2016Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2016 · Amount on Record
Deed SaleDec 6, 2016 · Amount on Record
Prior SaleJun 6, 2008 · Amount on Record
Deed Document Number2016475550
Deed Book / Page24572 / 1941
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6941 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Transaction TypeMortgage
Record UpdatedJan 20, 2022
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6941 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000669978
DateDec 28, 2021
Instrument2021669978
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6941 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0256950061
Instrument DateDec 1, 2016
Transaction TypeMortgage
Record UpdatedMay 24, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6941 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0256950061
DateApr 17, 2018
Book Page025695/000061
Instrument148025
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueApr 16, 2046

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6941 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0257071265
Instrument DateDec 1, 2016
Transaction TypeMortgage
Record UpdatedNov 28, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6941 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0257071265
DateApr 21, 2018
Book Page025707/001265
Instrument155909
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueApr 20, 2046

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,237 (+2.7%)$169,716 (-8.57%) Land $16,928 Building $152,788
2025$2,295.00 (+8.15%) Homeowner's exemption$109,286 (+5.99%)$185,618 (+4.42%) Land $18,518 Building $167,100
2023$2,122.00 (+2.22%) Homeowner's exemption$103,113 (+3%)$177,756 (+9.78%) Land $17,734 Building $160,022
2022$2,076.00 Homeowner's exemption$100,110$161,915 Land $16,150 Building $145,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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