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6950 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6950 Towering Spruce Dr, Riverview, FL 33578 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,176 sqft · built 2007
Lot Size0.025 acres (1,106 sqft)
OwnerIndividual Name on File
Last Sale$111,500 (Mar 2008)
Tax Bill$4,280 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN076151-1436

Property Details

APN / Parcel Number

Primary APN076151-1436
Alternative APN
  • U1830209CO000038000040

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,176 sqft Living Area
Gross Area1,268 sqft
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area80 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2015
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,106 sqft (0.025 acres)
PorchOpen Porch
Porch Area67 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511436
Street Address6950 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 4 BLOCK 38
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block38
Legal Lot Number4
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records · APN 076151-1436

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6950 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jan 26, 2022Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 08, 2018Loan Modification, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 2008 · Amount on Record
Deed SaleMar 20, 2008 · Amount on Record
Deed Document Number2008101361
Deed Book / Page18516 / 1622
Last Transfer DateFeb 08, 2011
Transfer Doc0000065970
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6950 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6950 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000429673
DateOct 07, 2025
Instrument2025429673
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term316 Months
DueFeb 01, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 26, 2022
Property Address6950 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000045693
Map ReferenceMB 113 PG 246-258
Instrument DateJan 20, 2022
Instrument2022045693
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,568.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16927 TRITE BEND ST, 16927, WIMAUMA, FL 33598-4174

Transferred To (Grantee/Buyer)

NameVerified Name
Address6950 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000045694
DateJan 26, 2022
Instrument2022045694
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Mortgage

Document Number0000045695
DateJan 26, 2022
Instrument2022045695
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6950 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000534406
Instrument DateDec 07, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address6950 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000534406
DateDec 16, 2020
Instrument534406
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2050

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address6950 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0258551096
Instrument DateMar 08, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6950 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0258551096
DateJun 20, 2018
Book Page025855/001096
Instrument245606
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2048
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,280.00 (+7.54%)$176,237 (+5.06%) Land $17,624 Building $158,613$176,237 (+5.06%) Land $17,624 Building $158,613
2023$3,980.00 (+145.83%)$167,744 (+133.14%) Land $16,774 Building $150,970$167,744 (+10.48%) Land $16,774 Building $150,970
2022$1,619.00 Homeowner's exemption$71,951$151,834 Land $15,183 Building $136,651

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570137023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 208 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
168 of 208 on primary residences
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 13 claims
  • Hurricane Helene (Sep 2024), 2 claims
  • Hurricane Eta (Nov 2020), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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