Hillsborough County property record for 6949 Towering Spruce Dr, Riverview, FL 33578
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,120 sqft · built 2007 |
| Lot Size | 0.025 acres (1,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,000 (Jul 2020) |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076151-1636 |
| Primary APN | 076151-1636 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,212 sqft |
| 1st Floor Area | 560 sqft |
| 2nd Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,094 sqft (0.025 acres) |
| Porch | Open Porch |
| Porch Area | 67 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0761511636 |
|---|---|
| Street Address | 6949 TOWERING SPRUCE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-8865 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | OAK CREEK PARCEL 2 UNIT 2A LOT 2 BLOCK 59 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | OAK CREEK PARCEL 2 UNIT 2A |
| Legal Tract | 9CO |
| Legal Block | 59 |
| Legal Lot Number | 2 |
| Legal Unit | 2A |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 13702 |
6949 Towering Spruce Dr, a townhouse, is owned and occupied by an individual who bought it in July 2020.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6949 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 15, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PTRS |
| Mar 27, 2018 | Warranty Deed, Transfer · FHA Mortgage SOUTHEAST MTG/GA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on File |
| Deed Sale | Jul 15, 2020 · Amount on File |
| Prior Sale | Mar 27, 2018 · Amount on File |
| Deed Document Number | 2020287659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6949 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6949 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000647760 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021647760 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 15, 2020 |
| Property Address | 6949 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000287659 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 287659 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,008.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6949 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865 |
| Document Number | 287660 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 287660 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 6949 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0256490500 |
| Book / Page | 025649 / 000500 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 119572 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6949 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865 |
| Document Number | 256490502 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 025649/000502 |
| Instrument | 119573 |
| Name | SOUTHEAST MTG/GA |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
The 2025 property tax bill for 6949 Towering Spruce Dr was $2,698 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,894 (+2.7%) | $159,976 (-8.91%) Land $15,954 Building $144,022 | |
| 2025 | $2,698.00 Homeowner's exemption | $131,348 | $175,616 Land $17,518 Building $158,098 |
| 2023 | $2,484.00 (+2.26%) Homeowner's exemption | $123,928 (+3%) | $169,067 (+9.81%) Land $16,866 Building $152,201 |
| 2022 | $2,429.00 Homeowner's exemption | $120,318 | $153,964 Land $15,355 Building $138,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6949 Towering Spruce Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 208 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 208 in force |
| Nearby Flood Claims | 27 (2008–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6949 Towering Spruce Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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