Hillsborough County property record for 6938 Towering Spruce Dr, Riverview, FL 33578
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 1,176 sqft · built 2008 |
| Owner | Individual Name on Record |
| Last Sale | $156,500 (Dec 2020) |
| Tax Bill | $3,594 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0761511428 |
| Primary APN | 0761511428 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Heated Area |
| 1st Floor Area | 548 sqft |
| 2nd Floor Area | 1,096 sqft |
| Upper Floors Area | 80 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Porch | Open Porch |
| Porch Area | 67 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0761511428 |
|---|---|
| Street Address | 6938 TOWERING SPRUCE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-8865 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | OAK CREEK PARCEL 2 UNIT 2A LOT 8 BLOCK 37 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | OAK CREEK PARCEL 2 UNIT 2A |
| Legal Block | 37 |
| Legal Lot Number | 8 |
| Legal Unit | 2A |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 13702 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6938 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Jun 26, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Dec 8, 2020 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jan 23, 2017 | Special Warranty Deed, Transfer · FHA Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on Record |
| Deed Sale | Dec 8, 2020 · Amount on Record |
| Prior Sale | Jan 23, 2017 · Amount on Record |
| Deed Document Number | 2020513928 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6938 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6938 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000551983 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 2023551983 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6938 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6938 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000278878 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023278878 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 8, 2020 |
| Property Address | 6938 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000513928 |
| Map Reference | MB 113 PG 246-258 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2020513928 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | LEADING EDGE TTL OF BRANDON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,095.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3315 AVENUE D, 3315, MANDEVILLE, LA 70448-4820 |
| Name | Verified Name |
|---|---|
| Address | 6938 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000513929 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020513929 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 23, 2017 |
| Property Address | 6938 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000028406 |
| Book / Page | 24681 / 0272 |
| Map Reference | MB113 PG246-258 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 2017028406 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | SUMBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $766.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 6938 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000028407 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 2017028407 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,594.00 (+8.38%) Homeowner's exemption | $180,470 (+5.05%) Land $18,047 Building $162,423 | $180,470 (+5.05%) Land $18,047 Building $162,423 |
| 2023 | $3,316.00 (-5.5%) Homeowner's exemption | $171,794 (+10.27%) Land $17,179 Building $154,615 | $171,794 (+10.27%) Land $17,179 Building $154,615 |
| 2022 | $3,509.00 | $155,792 Land $15,579 Building $140,213 | $155,792 Land $15,579 Building $140,213 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 208 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 208 in force |
| Nearby Flood Claims | 27 (2008–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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