6936 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6936 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,120 sqft · built 2008
OwnerIndividual Name on File
Last Sale$169,900 (Apr 2021)
Tax Bill$3,252 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Apr 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0761511426

Property Details

APN / Parcel Number

Primary APN0761511426
Alternative APN
  • U1830209CO000037000070

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,120 sqft Heated Area
1st Floor Area560 sqft
2nd Floor Area1,120 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
PorchOpen Porch
Porch Area67 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511426
Street Address6936 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 7 BLOCK 37
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Block37
Legal Lot Number7
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 16, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 16, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Dec 16, 2019Warranty Deed, Transfer · FHA Mortgage
MID-AMERICAN MORTGAGE INC
Sep 20, 2017Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2021 · Amount on Record
Deed SaleApr 16, 2021 · Amount on Record
Prior SaleDec 16, 2019 · Amount on Record
Deed Document Number2021192414
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 16, 2021
Property Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number2021192414
Map ReferenceMB 113 PG 246
Instrument DateApr 13, 2021
Instrument2021192414
Transaction TypeTransfer
Record UpdatedApr 29, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11904 CLIMBING FERN AVE, 11904, RIVERVIEW, FL 33579-4093

Transferred To (Grantee/Buyer)

NameVerified Name
Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number2021192415
DateApr 16, 2021
Instrument2021192415
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 16, 2021
Property Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000192414
Map ReferenceMB 113 PG 246
Instrument DateApr 13, 2021
Instrument2021192414
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11904 CLIMBING FERN AVE, 11904, RIVERVIEW, FL 33579-4093

Transferred To (Grantee/Buyer)

NameVerified Name
Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000192415
DateApr 16, 2021
Instrument2021192415
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000556415
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address6936 TOWERIN SPRUCE DR RIVERVIEW FL 33578, RIVERVIEW, FL 33578

Mortgage

Document Number0000556415
DateDec 29, 2020
Instrument556415
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 16, 2019
Property Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000537818
Book / Page27191 / 0519
Map ReferenceMB 113 PG 246
Instrument DateDec 12, 2019
Instrument2019537818
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,022.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10522 MOODY RD, 10522, RIVERVIEW, FL 33578-4325

Transferred To (Grantee/Buyer)

NameVerified Name
Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0271910521
DateDec 16, 2019
Instrument27191/0521
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 20, 2017
Property Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000369368
Book / Page25242 / 1463
Map ReferenceMB113 PG246
Instrument DateSep 15, 2017
Instrument2017369368
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyHILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$880.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4620 W BEACH PARK DR, 4620, TAMPA, FL 33609-3705

Transferred To (Grantee/Buyer)

NameVerified Name
Address6936 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000369369
DateSep 20, 2017
Instrument2017369369
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,252.00 (+9.05%) Homeowner's exemption$161,701 (+5.99%)$172,395 (+5.33%) Land $17,240 Building $155,155
2023$2,982.00 (+2.26%) Homeowner's exemption$152,567 (+3%)$163,671 (+10.5%) Land $16,367 Building $147,304
2022$2,916.00 Homeowner's exemption$148,123 Land $14,812 Building $133,311$148,123 Land $14,812 Building $133,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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