Banks County property record for 692 Sims Bridge Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,011 sqft · built 2022 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Sep 2022) |
| Tax Bill | $3,181 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B78 016F |
| Primary APN | B78 016F |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,011 sqft Heated Area |
| 1st Floor Area | 2,011 sqft |
| Basement Area | 2,011 sqft |
| Unfinished Basement | 2,011 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Driveway | Driveway |
| Driveway Area | 240 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 323 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11125 |
|---|---|
| Street Address | 692 SIMS BRIDGE RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TR D1 PB 37-4 |
| Legal Tract | D1 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 970400 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 692 SIMS BRIDGE RD, COMMERCE, GA 30530-6823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Deed Document Number | 0000534180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 692 SIMS BRIDGE RD, COMMERCE, GA 30530-6823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 208 DODGE HILL RD, MAYSVILLE, GA 30558-5510 |
| Document Number | 0000000534/0000000182 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 0000000534/0000000182 |
| Name | EVERETT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,181.00 (-3.17%) Homeowner's exemption | $177,405 (+5.12%) Land $17,501 Building $159,904 | $443,512 (+5.12%) Land $43,753 Building $399,759 |
| 2024 | $3,285.00 (+20.37%) Homeowner's exemption | $168,763 (+9.52%) Land $15,910 Building $152,853 | $421,907 (+9.52%) Land $39,775 Building $382,132 |
| 2023 | $2,729.00 (+1,199.52%) Homeowner's exemption | $154,088 (+1,159.51%) Land $13,200 Building $140,888 | $385,221 (+1,159.47%) Land $33,000 Building $352,221 |
| 2022 | $210.00 | $12,234 Land $12,234 | $30,586 Land $30,586 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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