439 Sims Bridge Rd, Commerce, GA 30530 Property Records

Banks County property record for 439 Sims Bridge Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,635 sqft · built 1951
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on File
Tax Bill	$997 (2025)
Deeds & Mortgages	Aug 2024 Sale Aug 2024 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B78 007`

Property Details

APN / Parcel Number

Primary APN	`B78 007`
Alternative APN	`3680`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,635 sqft Heated Area
1st Floor Area	1,635 sqft
Flooring	Softwood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,029 sqft (2.48 acres)
Garage Type	Carport
Garage Area	800 sqft
Carport	Carport
Carport Area	800 sqft

Exterior Amenities

Porch	Patio
Porch Area	125 sqft
Patio Area	1,072 sqft
Shed	1 Shed
Shed Area	352 sqft
Canopy	264 sqft
Lean-To	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3680
Street Address	439 SIMS BRIDGE RD
City	COMMERCE
State	GA
Zip	30530-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TR 1 PB 37-520
Legal Subdivision	00200-I-85 AREA 6000
Legal Tract	1
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2050
Census Tract	970400

Owner

439 Sims Bridge Rd is owned and occupied by two individuals who acquired it in August 2024.

Source: Banks County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2024	Limited Warranty Deed, Transfer
Aug 27, 2024	Warranty Deed, Transfer
Aug 20, 2024	Limited Warranty Deed, Transfer
Aug 20, 2024	Administrator's Deed, Transfer
Jul 5, 2024	Warranty Deed, Transfer
Jul 5, 2024	Warranty Deed, Transfer
Jul 5, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024
Deed Sale	Aug 27, 2024
Prior Sale	Aug 27, 2024 · Amount on File
Deed Book / Page	565 / 503
Prior Transfer Date	Aug 14, 2024
Prior Transfer Doc	000565/195
Record Updated	Oct 29, 2026

August 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 27, 2024
Property Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869
Document Number	000565/505
Book / Page	565 / 505
Instrument Date	Aug 23, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 27, 2024
Property Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869
Document Number	000565/503
Book / Page	565 / 503
Instrument Date	Aug 23, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869

August 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 20, 2024
Property Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869
Document Number	000565/197
Book / Page	565 / 197
Instrument Date	Aug 15, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869

August 2024: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	BANKS GA
Recording Date	Aug 20, 2024
Property Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869
Document Number	000565/195
Book / Page	565 / 195
Instrument Date	Aug 14, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 5, 2024
Property Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869
Document Number	000562/705
Book / Page	562 / 705
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 5, 2024
Property Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869
Document Number	000562/703
Book / Page	562 / 703
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 5, 2024
Property Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869
Document Number	000562/701
Book / Page	562 / 701
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SIMS BRIDGE RD, COMMERCE, GA 30530-6869

Tax Assessment & Valuation

The 2025 property tax bill for 439 Sims Bridge Rd was $997 with exemptions applied.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 Homeowner's exemption Senior Citizen's exemption	$74,965 Land $20,575 Building $54,390	$187,414 Land $51,438 Building $135,976
2023	$1,447.00 (-31%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$88,894 Land $63,691 Building $25,203	$222,236 Land $159,228 Building $63,008
2022	$2,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Sims Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Sims Bridge Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3

May also be available: AT&T, T-Mobile, Verizon.

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