477 Sims Bridge Rd, Commerce, GA 30530 Property Records

Banks County property record for 477 Sims Bridge Rd, Commerce, GA 30530 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1941
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B78 013`

Property Details

APN / Parcel Number

Primary APN	`B78 013`
Alternative APN	`7000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Heated Area
1st Floor Area	1,502 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Porch	Open Porch
Porch Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	7000
Street Address	477 SIMS BRIDGE RD
City	COMMERCE
State	GA
Zip	30530-6808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB 24-62
Legal Subdivision	RODNEY HART SURV
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2050
Census Tract	970400

Owner

Source: Banks County records · APN B78 013

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	477 SIMS BRIDGE RD, COMMERCE, GA 30530-6808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 11, 2019
Transfer Doc	0000476/57
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	477 SIMS BRIDGE RD, COMMERCE, GA 30530-6808
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 SIMS BRIDGE RD, COMMERCE, GA 30530-6808

Mortgage

Document Number	0000000476/0000000060
Date	Dec 26, 2019
Book Page	0000000476/0000000060

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANKS GA
Recording Date	Dec 11, 2019
Property Address	477 SIMS BRIDGE RD, COMMERCE, GA 30530-6808
Document Number	0000476/57
Book / Page	476 / 57
Instrument Date	Dec 11, 2019
Instrument	2019-000980
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 SIMS BRIDGE RD, COMMERCE, GA 30530-6808

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,395.00 (+2.65%)	$73,081 (+5.93%) Land $9,548 Building $63,533	$182,702 (+5.93%) Land $23,869 Building $158,833
2024	$1,359.00 (+30.42%)	$68,990 (+34.76%) Land $8,680 Building $60,310	$172,474 (+34.76%) Land $21,699 Building $150,775
2023	$1,042.00 (+12.41%)	$51,196 (+16.04%) Land $6,918 Building $44,278	$127,990 (+16.04%) Land $17,295 Building $110,695
2022	$927.00	$44,120 Land $6,913 Building $37,207	$110,300 Land $17,282 Building $93,018

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130119704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 19% of Georgia
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	100 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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