766 Sims Bridge Rd, Commerce, GA 30530 Property Records

Banks County property record for 766 Sims Bridge Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,525 sqft · built 2022
Lot Size	8.1 acres (352,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Feb 2019)
Tax Bill	$3,889 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B78 016B`

Property Details

APN / Parcel Number

Primary APN	`B78 016B`
Alternative APN	`10598`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,525 sqft Heated Area
1st Floor Area	2,165 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	352,836 sqft (8.1 acres)
Driveway	Driveway
Driveway Area	1,794 sqft
Porch	Open Porch
Shed	1 Shed
Shed Area	1,344 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	10598
Street Address	766 SIMS BRIDGE RD
City	COMMERCE
State	GA
Zip	30530-6861
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ARR
Legal Description	PB 35-351
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2058
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	766 SIMS BRIDGE RD, COMMERCE, GA 30530-6861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit NORTHEAST GEORGIA BANK
Oct 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Deed Document Number	0000461796
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	766 SIMS BRIDGE RD, COMMERCE, GA 30530-6861
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SIMS BRIDGE RD

Mortgage

Document Number	0000000524/0000000315
Date	Feb 25, 2022
Book Page	0000000524/0000000315

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	766 SIMS BRIDGE RD, COMMERCE, GA 30530-6861
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SIMS BRIDGE RD

Mortgage

Document Number	0000000535/0000000380
Date	Oct 26, 2022
Book Page	0000000535/0000000380

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,889.00 (-2.41%) Homeowner's exemption Senior Citizen's exemption	$235,124 (+5.79%) Land $47,700 Building $187,424	$587,808 (+5.79%) Land $119,249 Building $468,559
2024	$3,985.00 (+16.45%) Homeowner's exemption Senior Citizen's exemption	$222,249 (+7.8%) Land $43,363 Building $178,886	$555,623 (+7.8%) Land $108,408 Building $447,215
2023	$3,422.00 (+349.08%) Homeowner's exemption Senior Citizen's exemption	$206,173 (+468.36%) Land $36,936 Building $169,237	$515,433 (+468.36%) Land $92,340 Building $423,093
2022	$762.00	$36,275 Land $34,168 Building $2,107	$90,687 Land $85,419 Building $5,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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