Banks County property record for 712 Sims Bridge Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,426 sqft · built 2021 |
| Lot Size | 4.76 acres (207,346 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,750 (Feb 2021) |
| Tax Bill | $3,332 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B78 016D |
| Primary APN | B78 016D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,426 sqft Heated Area |
| 1st Floor Area | 2,426 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 207,346 sqft (4.76 acres) |
| Porch | Open Porch |
| Porch Area | 541 sqft |
| Deck Area | 171 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10993 |
|---|---|
| Street Address | 712 SIMS BRIDGE RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TR B 36-180 |
| Legal Tract | B |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 970400 |
712 Sims Bridge Rd is owned and occupied by an individual who bought it in February 2021.
Source: Banks County records, as of November 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 SIMS BRIDGE RD, COMMERCE, GA 30530-6861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2021 · Amount on File |
| Deed Sale | Feb 2, 2021 · Amount on File |
| Deed Document Number | 0000497554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 712 SIMS BRIDGE RD, COMMERCE, GA 30530-6861 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | SIMS BRIDGE RD |
| Document Number | 0000000502/0000000659 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 0000000502/0000000659 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 712 Sims Bridge Rd was $3,332 with a homeowner's exemption, down 3.1% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,332.00 (-3.11%) Homeowner's exemption | $185,722 (+5.2%) Land $34,312 Building $151,410 | $464,306 (+5.2%) Land $85,781 Building $378,525 |
| 2024 | $3,439.00 (+19.78%) Homeowner's exemption | $176,544 (+9.6%) Land $31,193 Building $145,351 | $441,360 (+9.6%) Land $77,983 Building $363,377 |
| 2023 | $2,871.00 (+2.28%) Homeowner's exemption | $161,076 (+20.55%) Land $28,788 Building $132,288 | $402,692 (+20.55%) Land $71,971 Building $330,721 |
| 2022 | $2,807.00 | $133,620 Land $20,876 Building $112,744 | $334,050 Land $52,190 Building $281,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 Sims Bridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 Sims Bridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures