6914 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6914 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,240 sqft · built 2008
Lot Size0.025 acres (1,106 sqft)
OwnerIndividual Name on Record
Last Sale$236,000 (Aug 2024)
Tax Bill$3,634 (2025)
Deeds & MortgagesJan 2020 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN076151-1406

Property Details

APN / Parcel Number

Primary APN076151-1406
Alternative APN
  • U1830209CO000036000030

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Living Area
Gross Area1,384 sqft
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,106 sqft (0.025 acres)
PorchOpen Porch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511406
Street Address6914 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 3 BLOCK 36
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block36
Legal Lot Number3
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6914 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 5, 2019Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2024 · Amount on Record
Deed SaleAug 26, 2024 · Amount on Record
Prior SaleMar 5, 2019 · Amount on Record
Deed Document Number2024357169
Prior Transfer DateMay 7, 2015
Prior Transfer Doc0000238451
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6914 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0272400961
DateJan 6, 2020
Book Page27240/0961
Instrument2020007352
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 5, 2019
Property Address6914 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000091934
Book / Page26438 / 0318
Map ReferenceMB 113 PG 246
Instrument DateMar 4, 2019
Instrument2019091934
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,038.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4075 SONOMA WOOD TRL, 4075, DECATUR, GA 30034-6250

Transferred To (Grantee/Buyer)

NameVerified Name
Address6914 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000091935
DateMar 5, 2019
Instrument2019091935
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,634.00 (+49.42%) Homeowner's exemption$182,673 (+50.99%) Land $18,224 Building $164,449$182,673 (+5.89%) Land $18,224 Building $164,449
2023$2,432.00 (+2.23%) Homeowner's exemption$120,981 (+3%)$172,514 (+10.44%) Land $17,210 Building $155,304
2022$2,379.00 Homeowner's exemption$117,457$156,204 Land $15,579 Building $140,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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