6910 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6910 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,176 sqft · built 2008
OwnerIndividual Name on File
Last Sale$103,500 (Dec 2010)
Tax Bill$2,262 (2025)
Deeds & MortgagesJan 2026 Transfer
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0761511402

Property Details

APN / Parcel Number

Primary APN0761511402
Alternative APN
  • U1830209CO000036000010

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,176 sqft Heated Area
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area80 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
PorchOpen Porch
Porch Area67 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511402
Street Address6910 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 1 BLOCK 36
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Block36
Legal Lot Number1
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6910 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Intrafamily Transfer, Transfer
Apr 2, 2020Quit Claim Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2010 · Amount on Record
Deed SaleDec 22, 2010 · Amount on Record
Prior SaleApr 2, 2020
Deed Document Number0202661032
Last Transfer DateJan 29, 2026
Transfer Doc0000036442
Record UpdatedJun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateJan 29, 2026
Property Address6910 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000036442
Instrument DateNov 11, 2025
Instrument2026036442
Transaction TypeTransfer
Record UpdatedFeb 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6910 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Transferred To (Grantee/Buyer)

NameVerified Name
Address6910 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 2, 2020
Property Address6910 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000141914
Instrument DateMar 21, 2020
Instrument141914
Transaction TypeTransfer
Record UpdatedMay 14, 2020
Title CompanyMAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6910 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865

Mortgage

Document Number141915
DateApr 2, 2020
Instrument141915
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,262.00 (+8.13%) Homeowner's exemption$107,502 (+5.99%)$180,906 (+5.05%) Land $18,047 Building $162,859
2023$2,092.00 (+2.2%) Homeowner's exemption$101,429 (+3%)$172,206 (+10.24%) Land $17,179 Building $155,027
2022$2,047.00 Homeowner's exemption$98,475$156,204 Land $15,579 Building $140,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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