Hillsborough County property record for 6907 Towering Spruce Dr, Riverview, FL 33578
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,120 sqft · built 2015 |
| Lot Size | 0.025 acres (1,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Apr 2024) |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076151-1674 |
| Primary APN | 076151-1674 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,212 sqft |
| 1st Floor Area | 560 sqft |
| 2nd Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,106 sqft (0.025 acres) |
| Porch | Screened Porch |
| Porch Area | 67 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0761511674 |
|---|---|
| Street Address | 6907 TOWERING SPRUCE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-8865 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | OAK CREEK PARCEL 2 UNIT 2A LOT 5 BLOCK 61 |
| Legal Range | 19E |
| Legal Township | 30S |
| Legal Section | 13 |
| Legal Subdivision | OAK CREEK PARCEL 2 UNIT 2A |
| Legal Tract | 9CO |
| Legal Block | 61 |
| Legal Lot Number | 5 |
| Legal Unit | 2A |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 13702 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6907 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 8, 2024 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 22, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| May 7, 2018 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on Record |
| Deed Sale | Apr 8, 2024 · Amount on Record |
| Prior Sale | Sep 22, 2023 · Amount on Record |
| Deed Document Number | 2024143683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 8, 2024 |
| Property Address | 6907 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000143683 |
| Map Reference | MB 113 PG 246-258 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 2024143683 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,743.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6907 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000143684 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 2024143684 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0000143685 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 2024143685 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 22, 2023 |
| Property Address | 6907 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000426929 |
| Map Reference | MB 113 PG 246-258 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023426929 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,685.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12507 LAKE VISTA DR, GIBSONTON, FL 33534-3929 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 7, 2018 |
| Property Address | 6907 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0257470638 |
| Book / Page | 025747 / 000638 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 179782 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6907 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865 |
| Document Number | 257470640 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 025747/000640 |
| Instrument | 179783 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2048 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,083 (-8.61%) Land $16,327 Building $148,756 | $165,083 (-8.61%) Land $16,327 Building $148,756 | |
| 2025 | $4,109.00 (+19.24%) | $180,634 (+7%) Land $17,874 Building $162,760 | $180,634 (+7%) Land $17,874 Building $162,760 |
| 2023 | $3,446.00 (+6.75%) | $168,815 (+9.23%) Land $16,882 Building $151,933 | $168,815 (+9.23%) Land $16,882 Building $151,933 |
| 2022 | $3,228.00 | $154,547 Land $15,455 Building $139,092 | $154,547 Land $15,455 Building $139,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 208 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 208 in force |
| Nearby Flood Claims | 27 (2008–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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