6913 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6913 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,120 sqft · built 2015
Lot Size0.025 acres (1,106 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2024)
Tax Bill$3,311 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN076151-1668

Property Details

APN / Parcel Number

Primary APN076151-1668
Alternative APN
  • U1330199CO000061000020

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,120 sqft Living Area
Gross Area1,212 sqft
1st Floor Area560 sqft
2nd Floor Area1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,106 sqft (0.025 acres)
PorchOpen Porch
Porch Area67 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511668
Street Address6913 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 2 BLOCK 61
Legal Range19E
Legal Township30S
Legal Section13
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block61
Legal Lot Number2
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

6913 Towering Spruce Dr, a townhouse, is owned and occupied by an individual who bought it in August 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address6913 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS
Dec 3, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Oct 9, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2024 · Amount on File
Deed SaleAug 13, 2024 · Amount on File
Prior SaleNov 5, 2015 · Amount on File
Deed Document Number2024340338
Prior Transfer DateNov 28, 2018
Prior Transfer Doc0000485616
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 10, 2021
Property Address6913 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number2021574363
Map ReferenceMB 113 PG 246
Instrument DateNov 5, 2021
Instrument2021574363
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6323 BEIDGECREST DR, 6323, PLACIDA, FL 33947

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address69 GATE RIDGE RD, FAIRFIELD, CT 06825-1170

Mortgage

Document Number2021574364
DateNov 10, 2021
Instrument2021574364
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6913 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000023768
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 4, 2021
Title CompanyMAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6323 BRIDGECREST DR LITHIA FL 335474868, LITHIA, FL 33547-4868

Mortgage

Document Number0000023768
DateJan 19, 2021
Instrument23768
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
Address1905 KRAMER LN # B700, AUSTIN, TX 78758-4063
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 18, 2051
Interest
Rate TypeAdjustable Rate
Rate7.35%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 3, 2018
Property Address6913 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0262480562
Book / Page026248 / 000562
Instrument DateNov 28, 2018
Instrument485616
Transaction TypeTransfer
Record UpdatedDec 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6323 BRIDGECREST DR LITHIA FL 335474868, LITHIA, FL 33547-4868

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 9, 2018
Property Address6913 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0261250705
Book / Page026125 / 000705
Instrument DateOct 5, 2018
Instrument409559
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6323 BRIDGECREST DR LITHIA FL 335474868, LITHIA, FL 33547-4868

Tax Assessment & Valuation

The 2025 property tax bill for 6913 Towering Spruce Dr was $3,311 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,265 (-8.66%) Land $16,327 Building $146,938$163,265 (-8.66%) Land $16,327 Building $146,938
2025$3,311.00 Homeowner's exemption$178,736 Land $17,874 Building $160,862$178,736 Land $17,874 Building $160,862
2023$3,837.00 (+6.14%)$173,956 (+8.58%) Land $17,396 Building $156,560$173,956 (+8.58%) Land $17,396 Building $156,560
2022$3,615.00$160,213 Land $16,021 Building $144,192$160,213 Land $16,021 Building $144,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6913 Towering Spruce Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6913 Towering Spruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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