Hillsborough County property record for 6916 Towering Spruce Dr, Riverview, FL 33578
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,240 sqft · built 2008 |
| Lot Size | 0.025 acres (1,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,900 (Sep 2021) |
| Tax Bill | $3,413 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076151-1408 |
| Primary APN | 076151-1408 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 1,384 sqft |
| 1st Floor Area | 548 sqft |
| 2nd Floor Area | 1,096 sqft |
| Upper Floors Area | 144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,106 sqft (0.025 acres) |
| Porch | Open Porch |
| Porch Area | 119 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0761511408 |
|---|---|
| Street Address | 6916 TOWERING SPRUCE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-8865 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | OAK CREEK PARCEL 2 UNIT 2A LOT 4 BLOCK 36 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | OAK CREEK PARCEL 2 UNIT 2A |
| Legal Tract | 9CO |
| Legal Block | 36 |
| Legal Lot Number | 4 |
| Legal Unit | 2A |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 13702 |
Source: Hillsborough County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6916 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Sep 21, 2021 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Nov 5, 2008 · Amount on Record |
| Deed Document Number | 2021475836 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 6916 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000272581 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026272581 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6916 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000272581, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026272581 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Oct 1, 2051 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 6916 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 2021475836 |
| Map Reference | MB 113 PG 246-258 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021475836 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,294.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1815 TWILIGHT TIDES ST, 1815, TARPON SPRINGS, FL 34689-5795 |
| Name | Verified Name |
|---|---|
| Address | 6916 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 2021475837 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021475837 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Number | 2021475838 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021475838 |
| Name | HOUSING FIN AUTHORITY OF HILLSBOROUGH |
|---|---|
| Type | Government Agency |
| Address | TAMPA, FL 33619 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Hillsborough County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,413.00 (+9.18%) Homeowner's exemption | $170,523 (+5.99%) | $182,673 (+5.89%) Land $18,224 Building $164,449 |
| 2023 | $3,126.00 (+2.22%) Homeowner's exemption | $160,890 (+3%) | $172,514 (+10.44%) Land $17,210 Building $155,304 |
| 2022 | $3,058.00 Homeowner's exemption | $156,204 Land $15,579 Building $140,625 | $156,204 Land $15,579 Building $140,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 208 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 208 in force |
| Nearby Flood Claims | 27 (2008–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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