691 Harding St, Escondido, CA 92027 Property Records

San Diego County property record for 691 Harding St, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1961
Lot Size	0.216 acres (9,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 1993)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`227-281-10-00`

Property Details

APN / Parcel Number

Primary APN	`227-281-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	9,400 sqft (0.216 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	691 HARDING ST
City	ESCONDIDO
State	CA
Zip	92027-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 10 TR 004485
Legal Subdivision	PALOMAR ESTATES
Legal Tract	004485
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	20211

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	691 HARDING ST, ESCONDIDO, CA 92027-1940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Oct 28, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Oct 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 1993 · Amount on Record
Deed Sale	Apr 23, 1993 · Amount on Record
Deed Document Number	1993252085
Last Transfer Date	Oct 21, 2021
Transfer Doc	0000752919
Record Updated	Sep 20, 2026

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2021
Property Address	691 HARDING ST, ESCONDIDO, CA 92027-1940
Document Number	0000752917
Map Reference	MAP 4485
Instrument Date	Oct 22, 2021
Instrument	2021-0752917
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 HARDING ST, ESCONDIDO, CA 92027-1940

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2021
Property Address	691 HARDING ST, ESCONDIDO, CA 92027-1940
Document Number	0000752918
Map Reference	MAP 4485
Instrument Date	Oct 21, 2021
Instrument	2021-0752918
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 HARDING ST, ESCONDIDO, CA 92027-1940

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2021
Property Address	691 HARDING ST, ESCONDIDO, CA 92027-1940
Document Number	0000752919
Map Reference	MAP 4485
Instrument Date	Oct 21, 2021
Instrument	2021-0752919
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	691 HARDING ST, ESCONDIDO, CA 92027-1940

Mortgage

Document Number	0000752920
Date	Oct 28, 2021
Instrument	2021-0752920

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$229,848 (+2%) Land $71,077 Building $158,771
2025	$2,605.00 (+4.49%)	$225,342 (-44.24%) Land $69,684 Building $155,658
2023	$2,493.00 (-45.5%)	$404,094 Land $237,488 Building $166,606
2022	$4,574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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