673 Harding St, Escondido, CA 92027 Property Records

San Diego County property record for 673 Harding St, Escondido, CA 92027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,050 sqft · built 1960
Lot Size0.2 acres (8,700 sqft)
Owner2 Company Names on File
Last Sale$440,000 (Jul 2018)
Tax Bill$5,552 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN227-221-03-00

Property Details

APN / Parcel Number

Primary APN227-221-03-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,050 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area8,700 sqft (0.2 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address673 HARDING ST
CityESCONDIDO
StateCA
Zip92027-1940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionLOT 3 TR 004322
Legal SubdivisionMELODY PARK HOMES
Legal Tract004322
Legal Block2
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2013
Census Tract20211

Owner

Source: San Diego County records · APN 227-221-03-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address417 MONIQUE WAY, ESCONDIDO, CA 92026-8839
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
VISION ONE MORTGAGE INC
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
EQUINOX LENDING
Jul 09, 2018Grant Deed, Transfer · Conventional Mortgage
NMSI INC
Jul 09, 2018Affidavit of Death, Transfer
STEWART TITLE
Apr 13, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2018 · Amount on Record
Deed SaleJul 09, 2018 · Amount on Record
Prior SaleSep 29, 2015 · Amount on Record
Deed Document Number2018278953
Last Transfer DateApr 23, 2024
Transfer Doc0000159603
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address673 HARDING ST, ESCONDIDO, CA 92027-1940
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address673 HARDING ST, ESCONDIDO, CA 92027-1940

Mortgage

Document Number0000407954
DateJun 01, 2021
Instrument2021-0407954
Lender
NameVISION ONE MORTGAGE INC
TypeMortgage Company
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address673 HARDING ST, ESCONDIDO, CA 92027-1940
Document Number0000358105
Instrument DateJun 19, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address673 HARDING ST ESCONDIDO CA 920271940, ESCONDIDO, CA 92027-1940

Mortgage

Document Number0000358105
DateJul 08, 2020
Instrument358105
Lender
NameEQUINOX LENDING
Address505 N TUSTIN AVE # 250, SANTA ANA, CA 92705-3735
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 07, 2050

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 09, 2018
Property Address673 HARDING ST, ESCONDIDO, CA 92027-1940
Document Number0000278953
Map ReferenceMAP 4322
Instrument DateJun 15, 2018
Instrument2018-0278953
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address673 HARDING ST, ESCONDIDO, CA 92027-1940

Mortgage

Document Number0000278954
DateJul 09, 2018
Instrument2018-0278954
Lender
NameNMSI INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

July 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateJul 09, 2018
Property Address673 HARDING ST, ESCONDIDO, CA 92027-1940
Document Number0000278952
Instrument DateJun 15, 2018
Instrument278952
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanySTEWART TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2017
Property Address673 HARDING ST, ESCONDIDO, CA 92027-1940
Document Number0000166359
Instrument DateApr 12, 2016
Instrument166359
Transaction TypeTransfer
Record UpdatedApr 20, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address673 HARDING ST ESCONDIDO CA 920271940, ESCONDIDO, CA 92027-1940

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$500,641 (+2%) Land $341,347 Building $159,294
2025$5,552.00 (+4.52%) Homeowner's exemption$490,825 (+4.04%) Land $334,654 Building $156,171
2023$5,312.00 (+1.1%) Homeowner's exemption$471,767 Land $321,660 Building $150,107
2022$5,254.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730202112, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet, T-Mobile USA, Verizon.

Based on FCC filings for 336 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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