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685 Harding St, Escondido, CA 92027 Property Records

San Diego County property record for 685 Harding St, Escondido, CA 92027

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,188 sqft · built 1961
Lot Size0.216 acres (9,400 sqft)
Owner2 Company Names on File
Last Sale$185,000 (Feb 2009)
Tax Bill$2,752 (2025)
Deeds & MortgagesJun 2026 Transfer
Jan 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN227-281-11-00

Property Details

APN / Parcel Number

Primary APN227-281-11-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,188 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,400 sqft (0.216 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Water SourceCommercial

Location & Zoning

Street Address685 HARDING ST
CityESCONDIDO
StateCA
Zip92027-1940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionLOT 11 TR 004485
Legal SubdivisionPALOMAR ESTATES
Legal Tract004485
Legal Block2
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2013
Census Tract20211

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address625 LANCASHIRE PL, SAN MARCOS, CA 92069-8108
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2009 · Amount on Record
Deed SaleFeb 18, 2009 · Amount on Record
Prior SaleSep 10, 1997 · Amount on Record
Deed Document Number200978750
Last Transfer DateFeb 24, 2016
Transfer Doc0000191376
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 1, 2026
Property Address685 HARDING ST, ESCONDIDO, CA 92027-1940
Document Number0000156571
Instrument DateDec 22, 2025
Instrument2026156571
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address625 LANCASHIRE PL, SAN MARCOS, CA 92069-8108

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address685 HARDING ST, ESCONDIDO, CA 92027-1940
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 VIKING LN, SAN MARCOS, CA 92069-5809

Mortgage

Document Number0000047871
DateJan 21, 2021
Instrument2021-0047871
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$242,983 (+2%) Land $137,911 Building $105,072
2025$2,752.00 (+4.48%)$238,219 (+4.04%) Land $135,207 Building $103,012
2023$2,634.00 (+1.11%)$228,970 Land $129,957 Building $99,013
2022$2,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: California Internet, Verizon.

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