San Diego County property record for 681 Harding St, Escondido, CA 92027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1960 |
| Lot Size | 0.2 acres (8,700 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $179,000 (Jan 2001) |
| Tax Bill | $4,494 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 227-221-01-00 |
| Primary APN | 227-221-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 8,700 sqft (0.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 681 HARDING ST |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92027-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | LOT 1 TR 004322 |
| Legal Subdivision | MELODY PARK HOMES |
| Legal Tract | 004322 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20211 |
Source: San Diego County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 681 HARDING ST, ESCONDIDO, CA 92027-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2001 · Amount on Record |
| Deed Sale | Jan 18, 2001 · Amount on Record |
| Prior Sale | Mar 31, 1988 · Amount on Record |
| Deed Document Number | 200129843 |
| Last Transfer Date | Apr 19, 2022 |
| Transfer Doc | 0000188628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 2, 2022 |
| Property Address | 681 HARDING ST, ESCONDIDO, CA 92027-1940 |
| Document Number | 0000188628 |
| Map Reference | MAP 4322 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022-0188628 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 681 HARDING ST, ESCONDIDO, CA 92027-1940 |
| Document Number | 0000188629 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022-0188629 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $398,854 (+2%) Land $236,359 Building $162,495 | |
| 2025 | $4,494.00 (+4.46%) | $391,034 (+4.04%) Land $231,725 Building $159,309 |
| 2023 | $4,302.00 (+3.02%) | $375,852 Land $222,728 Building $153,124 |
| 2022 | $4,176.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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