San Diego County property record for 712 Harding St, Escondido, CA 92027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,188 sqft · built 1961 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $695,000 (Feb 2025) |
| Tax Bill | $1,617 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 227-282-12-00 |
| Primary APN | 227-282-12-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 102 ft deep x 65 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 712 HARDING ST |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92027-1956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | LOT 23 TR 004485 |
| Legal Subdivision | PALOMAR ESTATES |
| Legal Tract | 004485 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20211 |
712 Harding St is owned and occupied by an individual who bought it in February 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 HARDING ST, ESCONDIDO, CA 92027-1956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 21, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2025 · Amount on File |
| Deed Sale | Feb 7, 2025 · Amount on File |
| Prior Sale | Feb 19, 2013 · Amount on File |
| Deed Document Number | 202532128 |
| Prior Transfer Date | Sep 2, 2020 |
| Prior Transfer Doc | 0000554903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 712 HARDING ST, ESCONDIDO, CA 92027-1956 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 712 HARDING ST, ESCONDIDO, CA 92027-1956 |
| Document Number | 0000501778 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-0501778 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 712 HARDING ST, ESCONDIDO, CA 92027-1956 |
| Document Number | 0000554903 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 554903 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 712 HARDING ST ESCONDIDO CA 920271956, ESCONDIDO, CA 92027-1956 |
The 2025 property tax bill for 712 Harding St was $1,617.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $708,899 (+125.76%) Land $310,381 Building $398,518 | |
| 2025 | $1,617.00 | $313,999 Land $137,480 Building $176,519 |
| 2023 | $1,631.00 (-4.28%) | $301,808 Land $132,143 Building $169,665 |
| 2022 | $1,704.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 712 Harding St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 712 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 853 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures