Kane County property record for 69 Highgate Course, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 4,142 sqft · built 1977 |
| Lot Size | 0.637 acres (27,755 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,500 (Nov 2022) |
| Tax Bill | $17,091 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-427-001 |
| Primary APN | 09-23-427-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,142 sqft Living Area |
| Basement Area | 2,082 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 27,755 sqft (0.637 acres) |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 69 HIGHGATE CRSE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 57 |
| Legal Subdivision | AINTREE |
| Legal Block | 2 |
| Legal Lot Number | 57 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 852005 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 69 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Nov 22, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Jan 14, 2002 · Amount on Record |
| Deed Document Number | 202255976 |
| Prior Transfer Date | Oct 13, 1995 |
| Prior Transfer Doc | 0000062175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 69 HIGHGATE CRSE, ST CHARLES, IL 60174-1422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 69 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1422 |
| Document Number | 0000004572 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024K004572 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 22, 2022 |
| Property Address | 69 HIGHGATE CRSE, ST CHARLES, IL 60174-1422 |
| Document Number | 0000055976 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022K055976 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 BRIAN AVE, SCHAUMBURG, IL 60194-2604 |
| Document Number | 0000055977 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022K055977 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,091.00 (+34.56%) Homeowner's exemption | $251,699 (+18%) Land $60,624 Building $191,075 | $755,399 (+18%) Land $181,945 Building $573,454 |
| 2024 | $213,297 (+26.73%) Land $37,240 Building $176,057 | $640,147 (+26.78%) Land $111,765 Building $528,382 | |
| 2022 | $12,701.00 (+4.22%) Homeowner's exemption | $168,310 (+4.91%) Land $36,155 Building $132,155 | $504,930 (+4.91%) Land $108,465 Building $396,465 |
| 2021 | $12,187.00 Homeowner's exemption | $160,433 Land $34,463 Building $125,970 | $481,299 Land $103,389 Building $377,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures