Kane County property record for 73 Highgate Course, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,690 sqft · built 1976 |
| Lot Size | 0.526 acres (22,925 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Nov 2024) |
| Tax Bill | $17,332 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-427-024 |
| Primary APN | 09-23-427-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,690 sqft Living Area |
| Basement Area | 1,482 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Wood |
| Lot Area | 22,925 sqft (0.526 acres) |
| Garage Type | Attached |
| Garage Area | 749 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 73 HIGHGATE CRSE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AINTREE - LOT 58 |
| Legal Subdivision | AINTREE |
| Legal Block | 2 |
| Legal Lot Number | 58 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 852005 |
73 Highgate Course is owned by two individuals who bought it in November 2024.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1420 S 4TH ST, SAINT CHARLES, IL 60174-4023 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| May 19, 2025 | Deed of Trust, Mortgage · Line of Credit NASA FCU |
| Jan 12, 2022 | Intrafamily Transfer, Transfer TIMIOS INC |
| Jan 12, 2018 | Grant Deed, Foreclosure · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on File |
| Deed Sale | Nov 15, 2024 · Amount on File |
| Prior Sale | Jan 12, 2018 · Amount on File |
| Deed Document Number | 202442394 |
| Prior Transfer Date | Jan 11, 2021 |
| Prior Transfer Doc | 0000002184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 73 HIGHGATE CRSE, ST CHARLES, IL 60174-1422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000083937 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021K083937 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 73 HIGHGATE CRSE, ST CHARLES, IL 60174-1422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000018032 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025K018032 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 12, 2022 |
| Property Address | 73 HIGHGATE CRSE, ST CHARLES, IL 60174-1422 |
| Document Number | 0000002184 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2022K002184 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 73 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1422 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 12, 2018 |
| Property Address | 73 HIGHGATE CRSE, ST CHARLES, IL 60174-1422 |
| Document Number | 0000002003 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2003 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 HIGHGATE CRSE ST CHARLES IL 601741422, ST CHARLES, IL 60174-1422 |
| Document Number | 2004 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2004 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,332.00 | $255,130 (+33.64%) Land $60,624 Building $194,506 | $765,696 (+33.64%) Land $181,945 Building $583,752 |
| 2024 | $190,906 (+23.88%) Land $37,240 Building $153,666 | $572,947 (+23.93%) Land $111,765 Building $461,182 | |
| 2022 | Disabled Person's exemption Veteran's exemption | $154,101 Land $36,155 Building $117,946 | $462,303 Land $108,465 Building $353,838 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 73 Highgate Course in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 73 Highgate Course has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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