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70 Highgate Course, Saint Charles, IL 60174 Property Records

Kane County property record for 70 Highgate Course, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,680 sqft · built 1985
Lot Size0.492 acres (21,446 sqft)
Owner2 Company Names on Record
Last Sale$469,500 (Oct 2016)
Tax Bill$12,770 (2025)
Deeds & MortgagesSep 2022 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-23-426-012

Property Details

APN / Parcel Number

Primary APN09-23-426-012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,680 sqft Living Area
Basement Area1,260 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,446 sqft (0.492 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address70 HIGHGATE CRSE
CitySAINT CHARLES
StateIL
Zip60174-1426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 006-ANTRE,PRSMWD,STW
Legal SubdivisionAINTREE
Legal Block2
Legal Lot Number24
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2000
Census Tract852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address70 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Intrafamily Transfer, Transfer
ATTORNEY
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2016 · Amount on Record
Deed SaleOct 17, 2016 · Amount on Record
Prior SaleOct 27, 2006 · Amount on Record
Deed Document Number201656370
Last Transfer DateSep 8, 2022
Transfer Doc0000045126
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 9, 2022
Property Address70 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Document Number0000045126
Instrument DateSep 8, 2022
Instrument2022K045126
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address70 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address70 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041618
DateJun 1, 2021
Instrument2021K041618
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,770.00 (+25.86%) Homeowner's exemption$190,081 (+18.62%) Land $60,624 Building $129,457$570,471 (+18.62%) Land $181,945 Building $388,526
2024$160,246 (+21.71%) Land $40,964 Building $119,282$480,930 (+21.75%) Land $122,941 Building $357,989
2022$10,146.00 (+4.1%) Homeowner's exemption$131,667 (+4.91%) Land $39,770 Building $91,897$395,001 (+4.91%) Land $119,310 Building $275,691
2021$9,746.00 Homeowner's exemption$125,505 Land $37,909 Building $87,596$376,515 Land $113,727 Building $262,788

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Metronet.

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