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58 Highgate Course, Saint Charles, IL 60174 Property Records

Kane County property record for 58 Highgate Course, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,954 sqft · built 1986
Lot Size1.01 acres (43,996 sqft)
Owner2 Company Names on Record
Last Sale$350,000 (Mar 2011)
Tax Bill$14,790 (2025)
Deeds & MortgagesFeb 2022 Transfer
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-24-301-013

Property Details

APN / Parcel Number

Primary APN09-24-301-013

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,954 sqft Living Area
Basement Area1,309 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,996 sqft
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address58 HIGHGATE CRSE
CitySAINT CHARLES
StateIL
Zip60174-1426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description27 PT
Legal SubdivisionAINTREE
Legal Block2
Legal Lot Number27
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2000
Census Tract852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address58 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Intrafamily Transfer, Transfer
ATTORNEY
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2011 · Amount on Record
Deed SaleMar 23, 2011 · Amount on Record
Prior SaleMay 2, 1997 · Amount on Record
Deed Document Number201119278
Prior Transfer DateDec 13, 2000
Prior Transfer Doc0000000005
Record UpdatedOct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateFeb 24, 2022
Property Address58 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Document Number0000010738
Instrument DateJan 31, 2022
Instrument2022K010738
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address58 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079895
DateOct 22, 2021
Instrument2021K079895
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,790.00 (+29.34%) Homeowner's exemption$218,893 (+19.57%) Land $54,562 Building $164,331$656,942 (+19.57%) Land $163,752 Building $493,190
2024$183,069 (+24%) Land $31,654 Building $151,415$549,427 (+24.05%) Land $95,000 Building $454,427
2022$11,435.00 (+4.08%) Homeowner's exemption$147,635 (+4.91%) Land $30,731 Building $116,904$442,905 (+4.91%) Land $92,193 Building $350,712
2021$10,987.00 Homeowner's exemption$140,726 Land $29,293 Building $111,433$422,178 Land $87,879 Building $334,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Metronet.

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