66 Highgate Course, Saint Charles, IL 60174 Property Records

Kane County property record for 66 Highgate Course, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,131 sqft · built 1977
Lot Size	0.483 acres (21,027 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,795 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-24-301-001`

Property Details

APN / Parcel Number

Primary APN	`09-24-301-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,131 sqft Living Area
Basement Area	1,237 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	21,027 sqft (0.483 acres)
Garage Type	Attached
Garage Area	835 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	66 HIGHGATE CRSE
City	SAINT CHARLES
State	IL
Zip	60174-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AINTREE - LOT 25
Legal Subdivision	AINTREE
Legal Block	2
Legal Lot Number	25
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2000
Census Tract	852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNSTONE FINANCIAL INC
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 18, 2021	Transfer on Death Deed, Transfer
Jun 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 1999
Deed Sale	Feb 11, 1999
Deed Document Number	199916251
Prior Transfer Date	Jan 19, 1999
Prior Transfer Doc	0000016251
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	66 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039649
Date	Jul 31, 2017
Instrument	2017K039649

Lender

Name	TOWNSTONE FINANCIAL INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	66 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037107
Date	Jul 10, 2020
Instrument	2020K037107

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Jun 18, 2021
Property Address	66 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Document Number	0000046867
Instrument Date	Apr 30, 2021
Instrument	2021K046867
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	66 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 2, 2021
Property Address	66 HIGHGATE CRSE, ST CHARLES, IL 60174-1426
Document Number	0000041967
Instrument Date	Apr 30, 2021
Instrument	2021K041967
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 HIGHGATE CRSE, 66, SAINT CHARLES, IL 60174-1426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	66 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,795.00 (+29.45%) Homeowner's exemption	$204,701 (+17.84%) Land $60,624 Building $144,077	$614,349 (+17.84%) Land $181,945 Building $432,404
2024		$173,717 (+25.88%) Land $40,964 Building $132,753	$521,360 (+25.93%) Land $122,941 Building $398,418
2022	$10,657.00 (+4.09%) Homeowner's exemption	$138,000 (+4.91%) Land $39,770 Building $98,230	$414,000 (+4.91%) Land $119,310 Building $294,690
2021	$10,238.00 Homeowner's exemption	$131,542 Land $37,909 Building $93,633	$394,626 Land $113,727 Building $280,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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