Calvert County property record for 57 Cross Point Dr, Owings, MD 20736 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,282 sqft · built 1999 |
| Lot Size | 0.997 acres (43,414 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $232,836 (Sep 1999) |
| Tax Bill | $5,786 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-154688 |
| Primary APN | 03-154688 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,282 sqft Total Area |
| Basement Area | 1,066 sqft |
| Finished Basement | 1,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,414 sqft (0.997 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 154688 |
|---|---|
| Street Address | 57 CROSS POINT DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 43 PLAT 3 CROSS POINT |
| Legal Subdivision | CROSS POINT 03 |
| Legal Lot Number | 43 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-154688
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 57 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 1999 · Amount on Record |
| Deed Sale | Sep 28, 1999 · Amount on Record |
| Deed Document Number | 1999829 |
| Deed Book / Page | 1213 / 105 |
| Last Transfer Date | Mar 18, 2024 |
| Transfer Doc | 0065720020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 57 CROSS POINT DR, OWINGS, MD 20736-3320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0052070215 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 5207/215 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,600 (+2%) | $552,400 (+5.99%) Land $190,500 Building $361,900 | |
| 2025 | $5,786.00 (+17.65%) Homeowner's exemption | $521,200 (+10.1%) Land $190,500 Building $330,700 | $521,200 (-) Land $190,500 Building $330,700 |
| 2023 | $4,918.00 Homeowner's exemption | $473,400 | $521,200 Land $190,500 Building $330,700 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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