556 Lord Rd, Commerce, GA 30530 Property Records

Banks County property record for 556 Lord Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Apr 2022)
Tax Bill	$4,600 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B67 032`

Property Details

APN / Parcel Number

Primary APN	`B67 032`
Alternative APN	`6220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,992 sqft Heated Area
1st Floor Area	1,992 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Area	450 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	816 sqft
Deck Area	1,188 sqft
Patio Area	1,188 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	6220
Street Address	556 LORD RD
City	COMMERCE
State	GA
Zip	30530-6955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB20-95
Legal Subdivision	PREPARED FOR HARRY F MONTGOMERY
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1022
Census Tract	970400

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	556 LORD RD, COMMERCE, GA 30530-6955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Dec 16, 2016 · Amount on Record
Deed Document Number	2022364
Deed Book / Page	526 / 841
Prior Transfer Date	Dec 30, 2011
Prior Transfer Doc	000370/158
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 15, 2022
Property Address	556 LORD RD, COMMERCE, GA 30530-6955
Document Number	000526/841
Book / Page	526 / 841
Instrument Date	Apr 15, 2022
Instrument	2022-000364
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 LORD RD, COMMERCE, GA 30530-6955

Mortgage

Document Number	0000000526/0000000844
Date	Apr 18, 2022
Book Page	0000000526/0000000844

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,600.00 (+26.97%) Homeowner's exemption	$250,736 (+40.73%) Land $61,466 Building $189,270	$626,841 (+40.73%) Land $153,666 Building $473,175
2023	$3,623.00 (+14.04%)	$178,167 (+17.83%) Land $45,200 Building $132,967	$445,417 (+17.83%) Land $113,000 Building $332,417
2022	$3,177.00	$151,203 Land $37,089 Building $114,114	$378,008 Land $92,723 Building $285,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

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