574 Lord Rd, Commerce, GA 30530 Property Records

Banks County property record for 574 Lord Rd, Commerce, GA 30530

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,016 sqft · built 2007
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Aug 2017 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B67 037`

Property Details

APN / Parcel Number

Primary APN	`B67 037`
Alternative APN	`6221`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Gross Area
1st Floor Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Mobile Home
Exterior Material	Aluminum Siding
Construction Type	Metal Frame
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	220 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	6221
Street Address	574 LORD RD
City	COMMERCE
State	GA
Zip	30530-6955
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ARR
Legal Description	PB21-70
Legal Subdivision	MONTGOMERY HARRY F SURV
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1022
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	574 LORD RD, COMMERCE, GA 30530-6955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2018	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Aug 5, 2017	Warranty Deed, Transfer
Aug 5, 2017	Warranty Deed, Transfer
Aug 5, 2017	Warranty Deed, Transfer
Aug 5, 2017	Warranty Deed, Transfer
Jul 31, 2017	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2017
Deed Sale	Aug 5, 2017
Prior Sale	Aug 5, 2017
Deed Document Number	0000441339
Deed Book / Page	441 / 339
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	574 LORD RD, COMMERCE, GA 30530-6955
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000448/233
Date	Feb 9, 2018
Book Page	448/233

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	96 Months
Due	Jan 1, 2025

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 5, 2017
Property Address	574 LORD RD, COMMERCE, GA 30530-6955
Document Number	000441/338
Book / Page	441 / 338
Instrument Date	Aug 5, 2017
Instrument	2017-000576
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 FREEMAN DR, MAYSVILLE, GA 30558-1868

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 5, 2017
Property Address	574 LORD RD, COMMERCE, GA 30530-6955
Document Number	000441/336
Book / Page	441 / 336
Instrument Date	Aug 5, 2017
Instrument	2017-000574
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 FREEMAN DR, MAYSVILLE, GA 30558-1868

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 5, 2017
Property Address	574 LORD RD, COMMERCE, GA 30530-6955
Document Number	000441/339
Book / Page	441 / 339
Instrument Date	Aug 5, 2017
Instrument	2017-000577
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 FREEMAN DR, MAYSVILLE, GA 30558-1868

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 5, 2017
Property Address	574 LORD RD, COMMERCE, GA 30530-6955
Document Number	000441/337
Book / Page	441 / 337
Instrument Date	Aug 5, 2017
Instrument	2017-000575
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 FREEMAN DR, MAYSVILLE, GA 30558-1868

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	BANKS GA
Recording Date	Jul 31, 2017
Property Address	574 LORD RD, COMMERCE, GA 30530-6955
Document Number	000441/334
Book / Page	441 / 334
Instrument Date	Jul 31, 2017
Instrument	2017-000557
Transaction Type	Foreclosure
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 BRENT WAY, WINDER, GA 30680-4202

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,000.00 (-0.89%) Homeowner's exemption	$109,066 (+4.45%) Land $61,466 Building $47,600	$272,667 (+4.45%) Land $153,666 Building $119,001
2024	$2,018.00 (+51.62%) Homeowner's exemption	$104,421 (+22.23%) Land $55,878 Building $48,543	$261,053 (+22.23%) Land $139,696 Building $121,357
2023	$1,331.00 (-15.81%) Homeowner's exemption	$85,432 (+10.55%) Land $45,200 Building $40,232	$213,579 (+10.55%) Land $113,000 Building $100,579
2022	$1,581.00 Homeowner's exemption	$77,282 Land $37,089 Building $40,193	$193,205 Land $92,723 Building $100,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

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