6848 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 6848 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,992 sqft · built 1961
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Oct 2018)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-004-012-0040`

Property Details

APN / Parcel Number

Primary APN	`004-004-012-0040`

Interior

Full Baths	1 Bath
Building Area	1,992 sqft Building Perimeter
1st Floor Area	1,992 sqft
Basement Area	1,992 sqft
Unfinished Basement	1,992 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Lot Area	165,528 sqft (3.8 acres)
Garage Area	968 sqft

Location & Zoning

Street Address	6848 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1030 P-2450 (L-973P-1772&L-650 P-227) 243 COM AT SW COR OF SE 1/4 OF SW 1/4 SEC 4 TH E 10 RDS TH N 64 RDS TH W 10 RDS TO W
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1090
Census Tract	970401

Owner

6848 E Higgins Lake Dr is owned and occupied by two individuals who acquired it in November 2025.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6848 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 2, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Aug 16, 2005 · Amount on File
Deed Document Number	20187510
Deed Book / Page	1167 / 863
Last Transfer Date	Nov 5, 2025
Transfer Doc	01191/2316
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Nov 6, 2025
Property Address	6848 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8326
Document Number	01191/2316
Book / Page	1191 / 2316
Instrument Date	Nov 5, 2025
Instrument	202500007715
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 2, 2018
Property Address	6848 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8326
Document Number	1167/865
Book / Page	1167 / 865
Instrument Date	Sep 21, 2018
Instrument	201800007512
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 LAVENDER ST, MONROE, MI 48162-2823

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 1, 2018
Property Address	6848 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8326
Document Number	1167/863
Book / Page	1167 / 863
Instrument Date	Sep 21, 2018
Instrument	201800007510
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 PATTERSON DR, MONROE, MI 48161-1843

Tax Assessment & Valuation

The 2025 property tax bill for 6848 E Higgins Lake Dr was $2,724 with a homeowner's exemption, up 0.8% from the year before.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,800 (+3.99%)	$333,600 (+3.99%)
2025	$2,724.00 (+0.81%) Homeowner's exemption	$160,400	$320,800
2024	$2,702.00
2023		$111,500	$223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6848 E Higgins Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6848 E Higgins Lake Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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