683 Willowbrook Way, O Fallon, IL 62269 Property Records

St. Clair County property record for 683 Willowbrook Way, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Dec 2018)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more
APN	`03-24-0-106-023`

Property Details

APN / Parcel Number

Primary APN	`03-24-0-106-023`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	683 WILLOWBROOK WAY
City	O FALLON
State	IL
Zip	62269-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILBURN ESTATES 1ST ADD LOT 108 A02599830
Legal Subdivision	MILBURN ESTATES
Legal Lot Number	108
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2011
Census Tract	503404

Owner

Source: St. Clair County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	683 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE MAKERS
Apr 19, 2018	Warranty Deed, Construction Loan · Line of Credit FCB BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	A02599830
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	683 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02686806
Date	Feb 8, 2021
Instrument	A02686806

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 21, 2018
Property Address	683 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Document Number	00A2599830
Instrument Date	Dec 21, 2018
Instrument	2599830
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$448.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	683 WILLOWBROOK WAY O FALLON IL 622697059, O FALLON, IL 62269-7059

Mortgage

Document Number	A2599831
Date	Dec 21, 2018
Instrument	2599831

Lender

Name	MORTGAGE MAKERS
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate	4.87%

April 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 19, 2018
Property Address	683 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Document Number	00A2573599
Instrument Date	Apr 19, 2018
Instrument	2573599
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$66.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 S COMMERCIAL ST ALBERS IL 622151395, ALBERS, IL 62215-1395
Investor	Possibly a Property Investor

Mortgage

Document Number	A2573600
Date	Apr 19, 2018
Instrument	2573600

Lender

Name	FCB BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$100,155 Land $18,923 Building $81,232	$300,465 Land $56,769 Building $243,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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