680 Willowbrook Way, O Fallon, IL 62269 Property Records

St. Clair County property record for 680 Willowbrook Way, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,720 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,000 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
APN	`03-24-0-105-022`

Property Details

APN / Parcel Number

Primary APN	`03-24-0-105-022`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,720 sqft Living Area
Basement Area	1,860 sqft
Finished Basement	1,860 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Garage Area	803 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	680 WILLOWBROOK WAY
City	O FALLON
State	IL
Zip	62269-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILBURN ESTATES 1ST ADD LOT 150 A02722688
Legal Subdivision	MILBURN ESTATES
Legal Lot Number	150
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2009
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO
Mar 11, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage GERSHMAN MTG
Jan 24, 2018	Warranty Deed, Construction Loan · Line of Credit FCB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	20212722688
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 22, 2021
Property Address	680 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	0A02722688
Map Reference	DOC A0256794
Instrument Date	Oct 20, 2021
Instrument	A02722688
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 WILLOWBROOK WAY, 680, O FALLON, IL 62269-7058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	680 WILLOWBROOK WAY, O FALLON, IL 62269-7058

Mortgage

Document Number	0A02722689
Date	Oct 22, 2021
Instrument	A02722689

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 11, 2019
Property Address	680 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2606136
Instrument Date	Mar 8, 2019
Instrument	2606136
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	680 WILLOWBROOK WAY O FALLON IL 622697058, O FALLON, IL 62269-7058

Mortgage

Document Number	A2606137
Date	Mar 11, 2019
Instrument	2606137

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 24, 2018
Property Address	680 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2565559
Instrument Date	Jan 24, 2018
Instrument	2565559
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$184.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 S COMMERCIAL ST ALBERS IL 622151395, ALBERS, IL 62215-1395
Investor	Possibly a Property Investor

Mortgage

Document Number	A2565560
Date	Jan 24, 2018
Instrument	2565560

Lender

Name	FCB BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 23, 2019

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A2565561,
Date	Jan 24, 2018
Instrument	2565561

Lender

Name	FCB BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 23, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$114,372 (+32.49%) Land $22,135 Building $92,237	$343,116 (+32.49%) Land $66,405 Building $276,711
2022	$86,326 Land $17,433 Building $68,893	$258,978 Land $52,299 Building $206,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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