676 Willowbrook Way, O Fallon, IL 62269 Property Records

St. Clair County property record for 676 Willowbrook Way, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,867 sqft · built 2019
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$322,000 (Dec 2021)
Tax Bill	$7,722 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2019 Sale & Mortgage + 2 more
APN	`03-24-0-105-023`

Property Details

APN / Parcel Number

Primary APN	`03-24-0-105-023`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,867 sqft Living Area
Basement Area	1,867 sqft
Unfinished Basement	1,867 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	748 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	676 WILLOWBROOK WAY
City	O FALLON
State	IL
Zip	62269-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILBURN ESTATES 1ST ADD LOT 151 A02727911
Legal Subdivision	MILBURN ESTATES
Legal Lot Number	151
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2009
Census Tract	503404

Owner

676 Willowbrook Way is owned and occupied by two individuals who bought it in December 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	676 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 25, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE MAKERS
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit FCB BK
Jul 3, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE, 1ST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	20212727911
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 1, 2021
Property Address	676 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	0A02727911
Map Reference	DOC A02562794
Instrument Date	Nov 1, 2021
Instrument	A02727911
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	676 WILLOWBROOK WAY, 676, O FALLON, IL 62269-7058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	676 WILLOWBROOK WAY, O FALLON, IL 62269-7058

Mortgage

Document Number	0A02727912
Date	Dec 1, 2021
Instrument	A02727912

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 25, 2019
Property Address	676 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2604878
Instrument Date	Feb 22, 2019
Instrument	2604878
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	676 WILLOWBROOK WAY O FALLON IL 622697058, O FALLON, IL 62269-7058

Mortgage

Document Number	A2604879
Date	Feb 25, 2019
Instrument	2604879

Lender

Name	MORTGAGE MAKERS
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

Interest

Rate	4.12%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	676 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2581579
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE, 1ST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 S COMMERCIAL ST ALBERS IL 622151395, ALBERS, IL 62215-1395
Investor	Possibly a Property Investor

Mortgage

Document Number	00A2581579
Date	Jul 3, 2018
Instrument	2581579

Lender

Name	FCB BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jul 2, 2020

Interest

Rate Type	Adjustable Rate
Rate	4.5%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 3, 2018
Property Address	676 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2581578
Instrument Date	Jul 3, 2018
Instrument	2581578
Transaction Type	Transfer
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE, 1ST AMERICAN

Transaction

Amount	Amount on Record
Tax	$66.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 S COMMERCIAL ST ALBERS IL 622151395, ALBERS, IL 62215-1395

Tax Assessment & Valuation

The 2025 property tax bill for 676 Willowbrook Way was $7,722.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,722.00	$109,536 Land $22,135 Building $87,401	$328,608 Land $66,405 Building $262,203
2022		$87,552 Land $17,434 Building $70,118	$262,656 Land $52,302 Building $210,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 676 Willowbrook Way; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 Willowbrook Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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