679 Willowbrook Way, O Fallon, IL 62269 Property Records

St. Clair County property record for 679 Willowbrook Way, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,500 (Jun 2018)
Tax Bill	$8,240 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2021 Mortgage + 4 more
APN	`03-24-0-106-022`

Property Details

APN / Parcel Number

Primary APN	`03-24-0-106-022`

Exterior

Effective Year Built	Effective 2018
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	679 WILLOWBROOK WAY
City	O FALLON
State	IL
Zip	62269-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILBURN ESTATES 1ST ADD LOT 107 A02778515
Legal Subdivision	MILBURN ESTATES
Legal Lot Number	107
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2011
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	679 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Intrafamily Transfer, Transfer ATTORNEY
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BK
Jun 28, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GERSHMAN MTG
Jan 24, 2018	Warranty Deed, Construction Loan · Line of Credit FCB BK
Mar 19, 2018	Correction Deed, Construction Loan · Construction Mortgage FCB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	20182580930
Last Transfer Date	Oct 20, 2022
Transfer Doc	0002778515
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Apr 12, 2023
Property Address	679 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Document Number	0A02778515
Map Reference	DOC A02562794
Instrument Date	Oct 20, 2022
Instrument	A02778515
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	679 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02689861
Date	Mar 3, 2021
Instrument	A02689861

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	679 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Document Number	00A2649151
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	679 WILLOWBROOK WAY O FALLON IL 622697059, O FALLON, IL 62269-7059

Mortgage

Document Number	00A2649151
Date	Apr 27, 2020
Instrument	2649151

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 28, 2018
Property Address	679 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Document Number	00A2580930
Instrument Date	Jun 27, 2018
Instrument	2580930
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE, 1ST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	679 WILLOWBROOK WAY O FALLON IL 622697059, O FALLON, IL 62269-7059

Mortgage

Document Number	A2580931
Date	Jun 28, 2018
Instrument	2580931

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Interest

Rate	4.62%

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 24, 2018
Property Address	679 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Document Number	00A2565559
Instrument Date	Jan 24, 2018
Instrument	2565559
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$184.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 S COMMERCIAL ST ALBERS IL 622151395, ALBERS, IL 62215-1395
Investor	Possibly a Property Investor

Mortgage

Document Number	A2565560
Date	Jan 24, 2018
Instrument	2565560

Lender

Name	FCB BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 23, 2019

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A2565561,
Date	Jan 24, 2018
Instrument	2565561

Lender

Name	FCB BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 23, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 19, 2018
Property Address	679 WILLOWBROOK WAY, O FALLON, IL 62269-7059
Instrument Date	Jan 24, 2018
Instrument	2570422
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 S COMMERCIAL ST ALBERS IL 622151395, ALBERS, IL 62215-1395
Investor	Possibly a Property Investor

Mortgage

Document Number	00A2570422
Date	Mar 19, 2018
Instrument	2570422

Lender

Name	FCB BK
Type	Bank
Address	14 E HANOVER ST, NEW BADEN, IL 62265-1808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2019

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,240.00	$116,874 (+26.75%) Land $21,366 Building $95,508	$350,622 (+26.75%) Land $64,098 Building $286,524
2022		$92,207 Land $16,828 Building $75,379	$276,621 Land $50,484 Building $226,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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