672 Willowbrook Way, O Fallon, IL 62269 Property Records

St. Clair County property record for 672 Willowbrook Way, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Oct 2025)
Tax Bill	$7,842 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2025 Sale & Mortgage + 3 more
APN	`03-24-0-105-024`

Property Details

APN / Parcel Number

Primary APN	`03-24-0-105-024`

Exterior

Effective Year Built	Effective 2019
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	672 WILLOWBROOK WAY
City	O FALLON
State	IL
Zip	62269-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILBURN ESTATES 1ST ADD LOT 152 A02863131
Legal Subdivision	MILBURN ESTATES
Legal Lot Number	152
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2009
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	672 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 13, 2025	Warranty Deed, Transfer · VA Mortgage MIDWEST BANK CENTRE
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Aug 13, 2019	Warranty Deed, Subdivision Related Transfer FIRST AMERICAN
Mar 26, 2019	Warranty Deed, Construction Loan · Line of Credit FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	20252863131
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	672 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02763824
Date	Oct 20, 2022
Instrument	A02763824

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	83005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 13, 2025
Property Address	672 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	0A02863131
Map Reference	DOC A02562794
Instrument Date	Oct 7, 2025
Instrument	A02863131
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 WILLOWBROOK WAY, O FALLON, IL 62269-7058

Mortgage

Document Number	0A02863132
Date	Oct 13, 2025
Instrument	A02863132

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	672 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2659076
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	672 WILLOWBROOK WAY O FALLON IL 622697058, O FALLON, IL 62269-7058

Mortgage

Document Number	00A2659076
Date	Jul 23, 2020
Instrument	2659076

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 13, 2019
Property Address	672 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2622307
Instrument Date	Aug 9, 2019
Instrument	2622307
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	672 WILLOWBROOK WAY O FALLON IL 622697058, O FALLON, IL 62269-7058

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 26, 2019
Property Address	672 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2607812
Instrument Date	Mar 25, 2019
Instrument	2607812
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 S COMMERCIAL ST ALBERS IL 622151395, ALBERS, IL 62215-1395
Investor	Possibly a Property Investor

Mortgage

Document Number	A2607813
Date	Mar 26, 2019
Instrument	2607813

Lender

Name	FCB BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,842.00 (+16.54%)	$118,065 (+17.67%) Land $13,724 Building $104,341	$354,195 (+17.67%) Land $41,172 Building $313,023
2024	$6,729.00 Homeowner's exemption	$100,334 (+155.7%) Land $12,464 Building $87,870	$301,002 (+155.7%) Land $37,392 Building $263,610
2022		$39,239 Land $10,808 Building $28,431	$117,717 Land $32,424 Building $85,293

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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