683 Towne Center Dr, Joppa, MD 21085 Property Records

Harford County property record for 683 Towne Center Dr, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,320 sqft · built 1970
Lot Size0.056 acres (2,440 sqft)
OwnerIndividual Name on Record
Last Sale$254,999 (Sep 2026)
Tax Bill$1,840 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-136542

Property Details

APN / Parcel Number

Primary APN01-136542
Alternative APNs
  • 1136542
  • 136542

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,320 sqft Total Area
Utility Area70 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,440 sqft (0.056 acres)
Lot Dimensions122 ft deep x 20 ft wide
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number136542
Street Address683 TOWNE CENTER DR
CityJOPPA
StateMD
Zip21085-4439
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLT 6 2440 SF 683 TOWNE CENTER DRIVE RUMSEY ISLAND PT 21/37
Legal SubdivisionRUMSEY ISLAND PART TWENTY TWO
Legal Block18
Legal Lot Number6
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3003
Census Tract301401

Owner

Source: Harford County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address683 TOWNE CENTER DR, JOPPA, MD 21085-4439
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Nov 26, 2019Deed of Trust, Mortgage
PEOPLES BK
Sep 4, 2019Grant Deed, Transfer
RGS TITLE
Feb 28, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2026 · Amount on Record
Deed SaleSep 4, 2026 · Amount on Record
Prior SaleSep 4, 2019 · Amount on Record
Deed Book / Page17277 / 462
Prior Transfer DateFeb 5, 2019
Prior Transfer Doc0131670092
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateSep 4, 2026
Property Address683 TOWNE CENTER DR, JOPPA, MD 21085-4439
Document Number1727000462
Book / Page17277 / 462
Instrument DateAug 21, 2026
Transaction TypeTransfer
Record UpdatedSep 14, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$257,548.99
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address683 TOWNE CENTER DR, JOPPA, MD 21085-4439

Mortgage

Document Number1727000468,
DateSep 4, 2026
Book Page17277/468
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address683 TOWNE CENTER DR, JOPPA, MD 21085-4439
Document Number0135820105
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyRGS TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9690 DEERECO RD #820 TIMONIUM MD 210936930, 820, TIMONIUM, MD 21093-6930
InvestorPossibly a Property Investor

Mortgage

Document Number0135820105
DateDec 9, 2019
Book Page013582/000105
Lender
NamePEOPLES BK
TypeBank
Address105 LEADERS HEIGHTS RD, YORK, PA 17403-5137
Agreement
AmountAmount Recorded

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateSep 4, 2019
Property Address683 TOWNE CENTER DR, JOPPA, MD 21085-4439
Document Number0134240287
Book / Page013424 / 000287
Instrument DateJul 23, 2019
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
Tax$100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9690 DEERECO RD #820 TIMONIUM MD 210936930, 820, TIMONIUM, MD 21093-6930
InvestorPossibly a Property Investor

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHARFORD MD
Recording DateFeb 28, 2019
Property Address683 TOWNE CENTER DR, JOPPA, MD 21085-4439
Document Number0131670092
Book / Page013167 / 000092
Instrument DateOct 17, 2018
Transaction TypeForeclosure
Record UpdatedMar 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$117.67
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,840.00 (+12.06%)$168,900 (+5.69%)$178,000 (-) Land $46,000 Building $132,000
2025$1,642.00 (+10.05%)$159,800 (+11.1%)$178,000 (+18.12%) Land $46,000 Building $132,000
2023$143,833$150,700 Land $46,000 Building $104,700
2022$1,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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