Harford County property record for 681 Towne Center Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,440 sqft · built 1970 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (Aug 2014) |
| Tax Bill | $2,023 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-135570 |
| Primary APN | 01-135570 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| Utility Area | 70 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 125 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 135570 |
|---|---|
| Street Address | 681 TOWNE CENTER DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4439 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 5 20X125 681 TOWNE CENTER DR RUMSEY ISL P 22 PT 21/37 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 18 |
| Legal Lot Number | 5 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301401 |
681 Towne Center Dr, a townhouse, is owned and occupied by an individual who bought it in August 2014.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 681 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WASHINGTON MORTGAGE |
| Apr 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WASHINGTON MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2014 · Amount on File |
| Deed Sale | Aug 25, 2014 · Amount on File |
| Prior Sale | Aug 6, 2004 · Amount on File |
| Deed Book / Page | 10879 / 396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 681 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2023 |
| Title Company | COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 681 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Document Number | 0159460012 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 15946/12 |
| Name | FIRST WASHINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 681 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TURNKEY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0132170253 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 13217/0253 |
| Name | FIRST WASHINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 681 Towne Center Dr was $2,023 with a homeowner's exemption, up 13% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,023.00 (+13.02%) Homeowner's exemption | $185,700 | $196,400 Land $46,000 Building $150,400 |
| 2025 | $1,790.00 Homeowner's exemption | ||
| 2023 | $158,800 | $164,300 Land $46,000 Building $118,300 | |
| 2022 | $1,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 681 Towne Center Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 681 Towne Center Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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