679 Towne Center Dr, Joppa, MD 21085 Property Records

Harford County property record for 679 Towne Center Dr, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,704 sqft · built 1970
Lot Size0.059 acres (2,560 sqft)
Owner2 Individual Names on Record
Last Sale$147,400 (May 2005)
Tax Bill$2,139 (2026)
Deeds & MortgagesNov 2025 Line of Credit
May 2018 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-124366

Property Details

APN / Parcel Number

Primary APN01-124366
Alternative APNs
  • 1124366
  • 124366

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,704 sqft Total Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,560 sqft (0.059 acres)
Lot Dimensions128 ft deep x 20 ft wide
PorchSlab
Deck Area144 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number124366
Street Address679 TOWNE CENTER DR
CityJOPPA
StateMD
Zip21085-4439
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLOT 4 BLK 18 20X128 679 TOWNE CENTER DRIVE RUMSEY ISLAND PT 21/37
Legal SubdivisionJOPPATOWNE
Legal Block18
Legal Lot Number4
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3003
Census Tract301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address679 TOWNE CENTER DR, JOPPA, MD 21085-4439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU
May 24, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ABERDEEN PROVING GROUND FCU
Oct 7, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2005 · Amount on Record
Deed SaleMay 4, 2005 · Amount on Record
Prior SaleSep 22, 1999 · Amount on Record
Deed Document Number20053500
Deed Book / Page6016 / 167
Last Transfer DateFeb 19, 2014
Transfer Doc0107050235
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address679 TOWNE CENTER DR, JOPPA, MD 21085-4439
Transaction TypeMortgage
Record UpdatedDec 3, 2025
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address679 TOWNE CENTER DR, JOPPA, MD 21085-4439

Mortgage

Document Number0169040301
DateNov 21, 2025
Book Page16904/301
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address679 TOWNE CENTER DR, JOPPA, MD 21085-4439
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0128320180
DateMay 24, 2018
Book Page12832/0180
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 9, 2033

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address679 TOWNE CENTER DR, JOPPA, MD 21085-4439
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156980154
DateOct 7, 2022
Book Page15698/154
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueSep 23, 2042

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,139.00 (+13.6%) Homeowner's exemption$196,333 (+6.37%)$208,100 (-) Land $46,000 Building $162,100
2025$1,883.00 (+9.6%) Homeowner's exemption$184,567 (+10.54%)$208,100 (+20.43%) Land $46,000 Building $162,100
2023$166,967$172,800 Land $46,000 Building $126,800
2022$1,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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