673 Towne Center Dr, Joppa, MD 21085 Property Records

Harford County property record for 673 Towne Center Dr, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,728 sqft · built 1977
Lot Size0.23 acres (10,010 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Sep 2025)
Tax Bill$3,568 (2026)
Deeds & MortgagesAug 2023 Mortgage
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-143077

Property Details

APN / Parcel Number

Primary APN01-143077
Alternative APNs
  • 1143077
  • 143077

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,728 sqft Total Area
Basement Area624 sqft
Finished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,010 sqft (0.23 acres)
Lot Dimensions143 ft deep x 67 ft wide
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number143077
Street Address673 TOWNE CENTER DR
CityJOPPA
StateMD
Zip21085-4439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 7 73/67X143 673 TOWNE CENTER DRIVE RUMSEY ISL PT 30 P 32/46
Legal SubdivisionJOPPATOWNE
Legal Block20A
Legal Lot Number7,673
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3003
Census Tract301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address673 TOWNE CENTER DR, JOPPA, MD 21085-4439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 30, 2025Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB
Nov 21, 2022Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleNov 21, 2022 · Amount on Record
Deed Book / Page16826 / 474
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address673 TOWNE CENTER DR, JOPPA, MD 21085-4439
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address673 TOWNE CENTER DR, JOPPA, MD 21085-4439

Mortgage

Document Number0160090133
DateAug 21, 2023
Book Page16009/133
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateSep 30, 2025
Property Address673 TOWNE CENTER DR, JOPPA, MD 21085-4439
Document Number0168260474
Book / Page16826 / 474
Map ReferenceMB HDC 32 FO 46
Instrument DateJun 16, 2025
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,037.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8919 FAIRVIEW RD, SILVER SPRING, MD 20910-4104

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address673 TOWNE CENTER DR, JOPPA, MD 21085-4439

Mortgage

Document Number0016826482
DateSep 30, 2025
Instrument16826/482
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2055

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateNov 21, 2022
Property Address673 TOWNE CENTER DR, JOPPA, MD 21085-4439
Document Number0157450073
Book / Page15745 / 73
Map ReferenceMB HDC 32 FO 46
Instrument DateNov 14, 2022
Transaction TypeTransfer
Record UpdatedDec 1, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,885.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address673 TOWNE CENTER DR, JOPPA, MD 21085-4439

Mortgage

Document Number0157450080
DateNov 21, 2022
Book Page15745/80
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,568.00 (+261.87%) Homeowner's exemption$327,433 (+11.73%)$361,800 (-) Land $82,100 Building $279,700
2025$293,067 (+16.87%)$361,800 (+39.85%) Land $82,100 Building $279,700
2023$250,767$258,700 Land $82,100 Building $176,600
2022$986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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