Harford County property record for 687 Towne Center Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,400 sqft · built 1970 |
| Lot Size | 0.082 acres (3,565 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Oct 2021) |
| Tax Bill | $2,521 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-136984 |
| Primary APN | 01-136984 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Total Area |
| Utility Area | 70 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,565 sqft (0.082 acres) |
| Lot Dimensions | 115 ft deep x 31 ft wide |
| Patio Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 136984 |
|---|---|
| Street Address | 687 TOWNE CENTER DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4439 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 8 31/31X115 AV 687 TOWNE CENTER DRIVE RUMSEY ISLAND PT 21/37 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 18 |
| Legal Lot Number | 8 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301401 |
687 Towne Center Dr, a townhouse, is owned and occupied by an individual who bought it in October 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 687 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
| Oct 27, 2021 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on File |
| Deed Sale | Oct 27, 2021 · Amount on File |
| Prior Sale | Jan 3, 2012 · Amount on File |
| Deed Book / Page | 15137 / 122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 26, 2026 |
| Property Address | 687 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Document Number | 1713000238 |
| Book / Page | 17138 / 238 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GETZ TITLE |
| Name | Verified Name |
|---|---|
| Address | 687 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Document Number | 1713000238, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 17138/238 |
| Name | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 27, 2021 |
| Property Address | 687 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Document Number | 0151370122 |
| Book / Page | 15137 / 122 |
| Map Reference | MB GRG 21 FO 37 |
| Instrument Date | Oct 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CC TITLE, C&C TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 687 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Document Number | 0015137129 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 15137/129 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 687 Towne Center Dr was $2,521, up 11.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,521.00 (+11.9%) | $231,333 (+5.6%) | $243,600 (-) Land $46,500 Building $197,100 |
| 2025 | $2,253.00 | $219,067 | $243,600 Land $46,500 Building $197,100 |
| 2023 | $186,200 | $206,800 Land $46,500 Building $160,300 | |
| 2022 | $1,804.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 687 Towne Center Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 687 Towne Center Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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