6897 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 6897 Gary Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$73,140 (May 2015)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Feb 2018 Refinance Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-09-4-06-2001-003`

Property Details

APN / Parcel Number

Primary APN	`20-09-4-06-2001-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft

Exterior

Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	128 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6897 GARY RD
City	CHESANING
State	MI
Zip	48616-8468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT A PT 570 FT E FROM NW CORN OF SEC TH CONT E 255.8 FT TH S 204 FT TH W 255.8 FT TH N 204 FT TO POB 1.20 ACRES SEC 6 T9N
Legal Range	04E
Legal Township	09N
Legal Section	06
Jurisdiction	SAGINAW MI
Township / Civil Division	MAPLE GROVE
Census Block Group	3
Census Block	3009
Census Tract	12900

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6897 GARY RD, CHESANING, MI 48616-8468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance STATE BANK
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2015 · Amount on Record
Deed Sale	May 18, 2015 · Amount on Record
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Document Number	201515560
Deed Book / Page	2814 / 1570
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6897 GARY RD, CHESANING, MI 48616-8468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003112
Date	Feb 12, 2018
Instrument	2018003112

Lender

Name	STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6897 GARY RD, CHESANING, MI 48616-8468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6897 GARY RD, CHESANING, MI 48616-8468

Mortgage

Document Number	0000001070
Date	Jan 8, 2021
Instrument	2021001070

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Maple Grove Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,300 (+25.42%)	$178,600 (+25.42%)
2025	$2,267.00 (+21.23%) Homeowner's exemption
2023		$71,200	$142,400
2022	$1,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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